20243 Pierce Rd, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20243 Pierce Rd, Saratoga, CA 95070 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,787 sqft · built 1957
Lot Size	0.327 acres (14,280 sqft)
Owner	Individual Name on File
Last Sale	$1,922,000 (Apr 2010)
Tax Bill	$29,596 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`393-09-031`

Property Details

APN / Parcel Number

Primary APN	`393-09-031`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,787 sqft Living Area
1st Floor Area	2,055 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Architectural Style	Other
Construction Type	Wood
Lot Area	14,280 sqft (0.327 acres)
Lot Dimensions	136 ft deep x 105 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20243 PIERCE RD
City	SARATOGA
State	CA
Zip	95070-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 1489 LOT 189
Legal Subdivision	ARGONAUT PLACE
Legal Tract	1489
Legal Lot Number	189
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3011
Census Tract	507500

Owner

Source: Santa Clara County records · APN 393-09-031

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20243 PIERCE RD, SARATOGA, CA 95070-3810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2010 · Amount on Record
Deed Sale	Apr 30, 2010 · Amount on Record
Prior Sale	Jun 10, 2004 · Amount on Record
Deed Document Number	20694806
Record Updated	Jun 07, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20243 PIERCE RD, SARATOGA, CA 95070-3810
Transaction Type	Mortgage
Record Updated	May 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20243 PIERCE RD, SARATOGA, CA 95070-3810

Mortgage

Document Number	0025468059
Date	Apr 28, 2023
Instrument	25468059

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$29,596.00 (+2.22%) Homeowner's exemption	$2,480,953 (+4.04%) Land $1,860,717 Building $620,236
2023	$28,953.00 (+2.2%) Homeowner's exemption	$2,384,616 Land $1,788,464 Building $596,152
2022	$28,330.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.