20260 Gratiot Rd, Merrill, MI 48637 Property Records

Saginaw County property record for 20260 Gratiot Rd, Merrill, MI 48637

Property Summary

Property Type	Commercial
Details	13,365 sqft · built 1976
Lot Size	2.3 acres (100,188 sqft)
Owner	Company Name on Record
Tax Bill	$9,395 (2025)
Deeds & Mortgages	Nov 2019 Refinance Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-12-1-26-4009-001`

Property Details

APN / Parcel Number

Primary APN	`17-12-1-26-4009-001`

Interior

Stories	1 Story
Building Area	13,365 sqft Total Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	100,188 sqft (2.3 acres)
Lot Dimensions	43 ft deep x 300 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20260 GRATIOT RD
City	MERRILL
State	MI
Zip	48637-9558
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	E 300 FT OF THAT PART OF W 1/2 OF E 1/2 LYING S OF C&O RR R/W & N OF M46 HWY R/W 2.30 ACRES SEC 26 T12N R1E
Legal Range	01E
Legal Township	12N
Legal Section	26
Legal Subdivision	PT W2 OF THE E2 S26T12NR1E
Jurisdiction	SAGINAW MI
Township / Civil Division	JONESFIELD
Census Block Group	1
Census Block	1042
Census Tract	12200

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	784 W LAKE LANSING RD, EAST LANSING, MI 48823-1446
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MICHIGAN STATE FEDERAL CREDIT UNION
Oct 23, 2017	Deed of Trust, Mortgage MERCANTILE BK/MI

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 24, 2016
Transfer Doc	0000007335
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	20260 GRATIOT RD, MERRILL, MI 48637-9558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029014
Date	Nov 26, 2019
Instrument	2019029014

Lender

Name	MICHIGAN STATE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	20260 GRATIOT RD, MERRILL, MI 48637-9558
Document Number	0000028974
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	748 W LAKE LANSING RD EAST LANSING MI 48823, EAST LANSING, MI 48823

Mortgage

Document Number	0000028974
Date	Oct 25, 2017
Instrument	28974

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	GRAND RAPIDS, MI 49501-2208

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Jonesfield Township
Unified School District	Merrill Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,100 (+14.28%)	$464,200 (+14.28%)
2025	$9,395.00 (+11.99%)
2023		$203,100	$406,200
2022	$8,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CMS Internet.

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