20156 Gratiot Rd, Merrill, MI 48637 Property Records

Saginaw County property record for 20156 Gratiot Rd, Merrill, MI 48637

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,276 sqft · built 1977
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Feb 2020)
Tax Bill	$3,354 (2025)
Deeds & Mortgages	Feb 2020 Sale Feb 2020 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`17-12-1-26-4002-002`

Property Details

APN / Parcel Number

Primary APN	`17-12-1-26-4002-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,276 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	250 ft deep x 120 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20156 GRATIOT RD
City	MERRILL
State	MI
Zip	48637-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 120 FT OF W 516.3 FT OF E 1/2 OF E 1/2 OF SEC 26 LYING S OF C & O R/R & N OF HWY M 46 0.70 ACRE SEC 26 T12N R1E
Legal Range	01E
Legal Township	12N
Legal Section	26
Jurisdiction	SAGINAW MI
Township / Civil Division	JONESFIELD
Census Block Group	1
Census Block	1042
Census Tract	12200

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20156 GRATIOT RD, MERRILL, MI 48637-9558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Warranty Deed, Transfer CROSSROADS TITLE AGENCY, CROSSROADS TITLE AGCY
Feb 4, 2020	Warranty Deed, Transfer · Stand-Alone Refinance NEW EXECUTIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Feb 4, 2020 · Amount on Record
Deed Document Number	20202714
Prior Transfer Date	Nov 29, 2011
Prior Transfer Doc	0000034942
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 4, 2020
Property Address	20156 GRATIOT RD, MERRILL, MI 48637-9558
Document Number	0000002713
Instrument Date	Jan 31, 2020
Instrument	2713
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	CROSSROADS TITLE AGENCY, CROSSROADS TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20156 GRATIOT RD MERRILL MI 486379558, MERRILL, MI 48637-9558

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 4, 2020
Property Address	20156 GRATIOT RD, MERRILL, MI 48637-9558
Document Number	0000002714
Instrument Date	Jan 31, 2020
Instrument	2020002714
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 CHARLES AVE, ALMA, MI 48801-9239

Mortgage

Document Number	0000002715
Date	Feb 4, 2020
Instrument	2020002715

Lender

Name	NEW EXECUTIVE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Jonesfield Township
Unified School District	Merrill Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,300 (+44.04%)	$212,600 (+44.04%)
2025	$3,354.00 (+8.16%) Homeowner's exemption
2023		$73,800	$147,600
2022	$3,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CMS Internet.

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