San Diego County property record for 2026 Valley Rd, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,884 sqft · built 1978 |
| Lot Size | 0.383 acres (16,700 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $165,000 (Mar 1998) |
| Tax Bill | $3,601 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-074-28-00 |
| Primary APN | 165-074-28-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,884 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 16,700 sqft (0.383 acres) |
| View / Lot | Good |
| Street Address | 2026 VALLEY RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 23 TR 007829 |
| Legal Subdivision | HENIE HILLS ESTATES |
| Legal Tract | 007829 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 18515 |
2026 Valley Rd is owner-occupied and held in a trust since October 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2026 VALLEY RD, OCEANSIDE, CA 92056-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Oct 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 1998 · Amount on File |
| Deed Sale | Mar 26, 1998 · Amount on File |
| Prior Sale | Jan 13, 1986 · Amount on File |
| Deed Document Number | 1998167082 |
| Last Transfer Date | Oct 22, 2020 |
| Transfer Doc | 0000662492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2026 VALLEY RD, OCEANSIDE, CA 92056-3111 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2026 VALLEY RD, OCEANSIDE, CA 92056-3111 |
| Document Number | 0000457949 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-0457949 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 27, 2020 |
| Property Address | 2026 VALLEY RD, OCEANSIDE, CA 92056-3111 |
| Document Number | 0000662492 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020-0662492 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2026 VALLEY RD, OCEANSIDE, CA 92056-3111 |
| Document Number | 0000662493 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-0662493 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 2026 Valley Rd was $3,601, up 2% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $331,064 (+2%) Land $120,494 Building $210,570 | |
| 2025 | $3,601.00 (+2.01%) | $324,574 Land $118,132 Building $206,442 |
| 2024 | $3,530.00 (+3.22%) | |
| 2023 | $3,420.00 (+1.57%) Homeowner's exemption | $311,973 Land $113,546 Building $198,427 |
| 2022 | $3,367.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2026 Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2026 Valley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Pechanga tribal government · serves 29,100 people · EPA ID 090605013 |
|---|---|
| Water Source | Purchased surface water from RANCHO CALIFORNIA WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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