Whatcom County property record for 2026 Main St, Ferndale, WA 98248
| Property Type | Professional Building (Legal, Insurance, Real Estate, Business) |
|---|---|
| Details | 7,868 sqft · built 1909 |
| Lot Size | 0.089 acres (3,899 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $250,000 (Mar 2005) |
| Tax Bill | $6,992 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 490740 |
| Primary APN | 490740 |
|---|---|
| Alternative APNs |
|
| Building Area | 7,868 sqft Total Area |
|---|---|
| 1st Floor Area | 7,868 sqft |
| Year Built | Built 1909 |
|---|---|
| Exterior Material | Concrete Block |
| Lot Area | 3,899 sqft (0.089 acres) |
| Balcony | Balcony |
| Balcony Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 490740 |
|---|---|
| Street Address | 2026 MAIN ST |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9468 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business) |
| Local Zoning Code | CTC |
| Legal Description | FERNDALE AM-THAT PTN OF E 50 FT OF LOTS 7 THRU 10 BLK 15 DAF-BEG AT SE COR OF LOT 10-TH N 60 DEG 06'26\ W ALG S LI THEREOF 50 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 29 |
| Legal Subdivision | FERNDALE AM |
| Legal Block | 15 |
| Legal Lot Number | 7 8 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 10506 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1730 LABOUNTY DR STE 9#9STE9, 9#9STE9, FERNDALE, WA 98248-8959 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2005 · Amount on Record |
| Deed Sale | Mar 4, 2005 · Amount on Record |
| Prior Sale | Dec 2, 2005 · Amount on Record |
| Deed Document Number | 2050300682 |
| Last Transfer Date | Sep 1, 2011 |
| Transfer Doc | 2110900117 |
| Record Updated | Jun 8, 2026 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,992.00 (-0.17%) | $933,423 (-0.17%) Land $200,850 Building $732,573 | $933,423 (-0.17%) Land $200,850 Building $732,573 |
| 2024 | $7,004.00 (+24.21%) | $934,973 (+11.2%) Land $195,000 Building $739,973 | $934,973 (+11.2%) Land $195,000 Building $739,973 |
| 2022 | $840,826 Land $144,963 Building $695,863 | $840,826 Land $144,963 Building $695,863 | |
| 2021 | $5,639.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 36 condo units |
| Nearby Flood Claims | 13 (2009–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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