2016 Main St, Ferndale, WA 98248 Property Records

Whatcom County property record for 2016 Main St, Ferndale, WA 98248

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,450 sqft · built 1915
Lot Size0.02 acres (871 sqft)
OwnerCompany Name on Record
Tax Bill$1,629 (2025)
Flood ZoneZone X (moderate risk)
APN390229-127504-0000

Property Details

APN / Parcel Number

Primary APN390229-127504-0000
Alternative APNs
  • 544974
  • 98416

Interior

Building Area1,450 sqft Gross Area
1st Floor Area1,450 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1989
Exterior MaterialBrick
Lot Area871 sqft (0.02 acres)

Location & Zoning

Account Number98416
Street Address2016 MAIN ST
CityFERNDALE
StateWA
Zip98248
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCTC
Legal DescriptionFERNDALE AM NWLY 29 1/4 FT OF SELY 72 1/4 FT OF LOTS 17-19 BLK 5
Legal Range02
Legal Township39
Legal Section29
Legal SubdivisionFERNDALE AM
Legal Block5
Legal Lot Number17-19
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2029
Census Tract10506

Owner

Source: Whatcom County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2016 MAIN ST, FERNDALE, WA 98248
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 18, 2026
Transfer Doc0000001601
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,629.00 (+28.88%)$218,815 (+16.1%) Land $105,482 Building $113,333$218,815 (+16.1%) Land $105,482 Building $113,333
2022$188,467 Land $76,132 Building $112,335$188,467 Land $76,132 Building $112,335
2021$1,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies75 units insured
incl. 36 condo units
Nearby Flood Claims13 (2009–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on Main St

Nearby Streets

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