2026 Hugh Champion Rd, Tryon, NC 28782 Property Records

Polk County property record for 2026 Hugh Champion Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 1960
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,492 (2026)
Deeds & Mortgages	Oct 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`P85-59`

Property Details

APN / Parcel Number

Primary APN	`P85-59`
Alternative APN	`430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,386 sqft Finished Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	128,938 sqft (2.96 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	430
Street Address	2026 HUGH CHAMPION RD
City	TRYON
State	NC
Zip	28782-8898
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	P85-59, 100C 100C COUNTY RURAL
Legal Subdivision	C COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2018
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 38, FINGERVILLE, SC 29338-0038
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1997
Deed Sale	Dec 31, 1997
Deed Book / Page	188 / 1901
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	2026 HUGH CHAMPION RD, TRYON, NC 28782-8898
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CLARK RD, RUTHERFORDTON, NC 28139-8362

Mortgage

Document Number	00481/1274
Date	Oct 30, 2023
Book Page	481/1274

Lender

Name	AAFMAA MORTGAGE LLC
Type	Mortgage Company
Address	MORRISVILLE, NC 27560

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 1, 2025

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,492.00	$285,532 (-) Land $65,480 Building $220,052	$285,532 (-) Land $65,480 Building $220,052
2025	$1,492.00 (+21.4%)	$285,532 (+47.86%) Land $65,480 Building $220,052	$285,532 (+47.86%) Land $65,480 Building $220,052
2023	$1,229.00	$193,115 Land $53,240 Building $139,875
2021			$193,115 Land $53,240 Building $139,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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