1860 Hugh Champion Rd, Tryon, NC 28782 Property Records

Polk County property record for 1860 Hugh Champion Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,857 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Aug 2017)
Tax Bill	$1,952 (2026)
Deeds & Mortgages	Sep 2021 Second Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`P85-169`

Property Details

APN / Parcel Number

Primary APN	`P85-169`
Alternative APN	`55251`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,857 sqft Finished Area
Basement Area	898 sqft
Finished Basement	400 sqft
Unfinished Basement	498 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55251
Street Address	1860 HUGH CHAMPION RD
City	TRYON
State	NC
Zip	28782-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	SPLIT FROM P85-62, 100C 100C COUNTY RURAL
Legal Subdivision	C COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2018
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	551 TICETOWN RD, OLD BRIDGE, NJ 08857-3560
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VALUE DRUG COMPANY
Aug 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Nov 10, 2004
Deed Document Number	20174658170003
Deed Book / Page	428 / 842
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	1860 HUGH CHAMPION RD, TRYON, NC 28782-8897
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 JIB CT, BAYVILLE, NJ 08721-1550

Mortgage

Document Number	00463/1055
Date	Sep 22, 2021
Book Page	463/1055

Lender

Name	VALUE DRUG COMPANY
Type	Non-Lending Institution
Address	DUNCANSVILLE, PA 16635

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Mar 23, 2036

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 18, 2017
Property Address	1860 HUGH CHAMPION RD, TRYON, NC 28782-8897
Document Number	00428/0842
Book / Page	428 / 0842
Instrument Date	Aug 9, 2017
Instrument	004658170003
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$2,390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 JIB CT, BAYVILLE, NJ 08721-1550

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,952.00	$373,598 (-) Land $53,000 Building $320,598	$373,598 (-) Land $53,000 Building $320,598
2025	$1,952.00 (+31.36%)	$373,598 (+60.04%) Land $53,000 Building $320,598	$373,598 (+60.04%) Land $53,000 Building $320,598
2023	$1,486.00	$233,436 Land $33,000 Building $200,436
2021			$233,436 Land $33,000 Building $200,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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