2026 Clay Ave, Waco, TX 76706 Property Records

McLennan County property record for 2026 Clay Ave, Waco, TX 76706

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,568 sqft · built 1940
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on Record
Last Sale	$62,319 (Apr 2011)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-003700-007400-5`

Property Details

APN / Parcel Number

Primary APN	`48-003700-007400-5`
Alternative APNs	`4800370000740050111` `163312`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1979
Architectural Style	Duplex Single
Exterior Material	Metal
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	225 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2026 CLAY AVE
City	WACO
State	TX
Zip	76706-2722
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	BELL J D LOT 7 BLOCK 8 ACRES .1894
Legal Subdivision	BELL J D
Legal Block	8
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3011
Census Tract	598

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20121 LAKE AIR DR # F, F, WACO, TX 76710
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2011 · Amount on Record
Deed Sale	Apr 1, 2011 · Amount on Record
Prior Sale	Apr 13, 2010 · Amount on Record
Deed Document Number	20119523
Prior Transfer Date	Mar 30, 2010
Prior Transfer Doc	0000009523
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2026 CLAY AVE, WACO, TX 76706-2722
Document Number	0000042341
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8825 WACO TX 767148825, WACO, TX 76714-8825

Mortgage

Document Number	0000042341
Date	Dec 26, 2019
Instrument	42341

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,400 (-) Land $19,883 Building $58,517	$78,400 (-) Land $19,883 Building $58,517
2025	$1,762.00 (+11.59%)	$78,400 (+8.29%) Land $18,070 Building $60,330	$78,400 (+8.29%) Land $18,070 Building $60,330
2024	$1,579.00 (-2.71%)
2023		$72,400 Land $15,680 Building $56,720	$72,400 Land $15,680 Building $56,720
2022	$1,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20