2025 Clay Ave, Waco, TX 76706 Property Records

McLennan County property record for 2025 Clay Ave, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,562 sqft · built 1920
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Last Sale$294,462 (Feb 2022)
Tax Bill$5,675 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN48-020000-007000-0

Property Details

APN / Parcel Number

Primary APN48-020000-007000-0
Alternative APNs
  • 4802000000700000111
  • 174634

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,562 sqft Living Area
1st Floor Area1,562 sqft
FlooringWood

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1955
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area430 sqft
Deck Area42 sqft
Patio Area81 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2025 CLAY AVE
CityWACO
StateTX
Zip76706-2721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM1
Legal DescriptionGLENWOOD LOT 1 BLOCK 13 ACRES .1894
Legal SubdivisionGLENWOOD
Legal Block13
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3005
Census Tract598

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1782 39TH ST, SAN DIEGO, CA 92105-5602
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Vendor's Lien, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 24, 2021Warranty Deed, Transfer
ALAMO TITLE COMPANY
Aug 6, 2021Warranty Deed, Transfer
Aug 6, 2021Warranty Deed, Transfer
Aug 6, 2021Warranty Deed, Transfer
Aug 6, 2021Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2022 · Amount on Record
Deed SaleFeb 23, 2022 · Amount on Record
Prior SaleAug 24, 2021
Deed Document Number20227153
Prior Transfer DateFeb 10, 2021
Prior Transfer Doc0000031263
Record UpdatedOct 29, 2026

February 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateFeb 23, 2022
Property Address2025 CLAY AVE, WACO, TX 76706-2721
Document Number0000007153
Map ReferenceVOL 69 PG 91
Instrument DateFeb 14, 2022
Instrument2022007153
Transaction TypeTransfer
Record UpdatedMar 7, 2022
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1782 39TH ST, SAN DIEGO, CA 92105-5602
InvestorPossibly a Property Investor

Mortgage

Document Number0000007154
DateFeb 23, 2022
Instrument2022007154
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateAug 24, 2021
Property Address2025 CLAY AVE, WACO, TX 76706-2721
Document Number0000034125
Map ReferenceVOL 69 PG 91
Instrument DateAug 20, 2021
Instrument2021034125
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2025 CLAY AVE, WACO, TX 76706-2721

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateAug 6, 2021
Property Address2025 CLAY AVE, WACO, TX 76706-2721
Document Number0000031266
Map ReferenceVOL 69 PG 91
Instrument DateJun 24, 2021
Instrument2021031266
Transaction TypeTransfer
Record UpdatedSep 1, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 LAKE AIR DR, WACO, TX 76710-4423

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateAug 6, 2021
Property Address2025 CLAY AVE, WACO, TX 76706-2721
Document Number0000031265
Map ReferenceVOL 69 PG 91
Instrument DateJun 17, 2021
Instrument2021031265
Transaction TypeTransfer
Record UpdatedSep 1, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 LAKE AIR DR, WACO, TX 76710-4423

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateAug 6, 2021
Property Address2025 CLAY AVE, WACO, TX 76706-2721
Document Number0000031264
Map ReferenceVOL 69 PG 91
Instrument DateMar 5, 2021
Instrument2021031264
Transaction TypeTransfer
Record UpdatedSep 1, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 LAKE AIR DR, WACO, TX 76710-4423

August 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCLENNAN TX
Recording DateAug 6, 2021
Property Address2025 CLAY AVE, WACO, TX 76706-2721
Document Number0000031263
Map ReferenceVOL 69 PG 91
Instrument DateFeb 10, 2021
Instrument2021031263
Transaction TypeTransfer
Record UpdatedSep 1, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 LAKE AIR DR, WACO, TX 76710-4423

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,808 (+4.51%) Land $41,993 Building $221,815$263,808 (+4.51%) Land $41,993 Building $221,815
2025$5,675.00 (+0.04%)$252,430 (+7.65%) Land $38,200 Building $214,230$252,430 (+7.65%) Land $38,200 Building $214,230
2024$5,673.00 (+7.91%)
2023$234,500 Land $38,200 Building $196,300$234,500 Land $38,200 Building $196,300
2022$5,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Clay Ave

Nearby Streets

Search Property Records by Address or Parcel Number