20257 Ferndale Loop, Park Rapids, MN 56470 Property Records

Hubbard County property record for 20257 Ferndale Loop, Park Rapids, MN 56470 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms0.75 Baths
Year BuiltBuilt 1975
Square Footage1,425 sqft Living Area
Lot Size152,896 sqft (3.51 acres)
OccupancyOwner Occupied
Last Sale$137,500 (2020)
Tax Bill$1,340.00 (2025)

Property Details

APN / Parcel Number

Primary APN13.07.01800
Alternative APN
  • 57993

Interior

Bedrooms2 Beds
Full Baths0.75 Baths
Building Area1,425 sqft Living Area
1st Floor1,344 sqft 1st Floor
Basement Area1,232 sqft Basement
Finished Basement1,232 sqft Finished
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1975
Architectural StyleSplit Foyer Style
Exterior MaterialAluminum Siding Exterior
Roof ConstructionFlat Roof Construction
Lot Area152,896 sqft (3.51 acres)
DrivewayDriveway Concrete
Driveway Area192 sqft Driveway
Parking Spaces6 Parking Spaces
Garage Area1,408 sqft Garage
Deck Area48 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number57993
Street Address20257 FERNDALE LOOP
CityPARK RAPIDS
StateMN
Zip56470-6238
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-07 TWP-140 RANGE-034 3.51 AC P/O E1/2 OF SE1/4 FR SE CO R N1176.55 W12.25 PB W597.6 TO HWY CL NW318.69 AL CL TO TWP RD C
Legal Range34
Legal Township140
Legal Section07
Legal SubdivisionFERNDALE LOOP
Legal TractA
JurisdictionHUBBARD MN
Minor Civil DivisionHENRIETTA
Census Blockgroup2
Census Block2047
Census Tract70500

Owner

Source: Hubbard County records · APN 13.07.01800

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20257 FERNDALE LOOP, PARK RAPIDS, MN 56470-6238
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Deed of Trust, Mortgage · Stand Alone Refinance
UNITED WHOLESALE MORTGAGE
Sep 08, 2022Deed of Trust, Mortgage · Stand Alone Refinance
AMERICAN NATL BANK PR
Nov 19, 2020Deed, Transfer · Stand Alone First Mortgage
AMERICAN NATIONAL BANK
Jan 23, 2017Deed of Trust, Mortgage
CITIZENS NATIONAL BANK OF PARK RAPIDS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2020 · Amount on Record
Deed SaleNov 19, 2020 · Amount on Record
Prior SaleJul 08, 2010 · Amount on Record
Deed Doc Number2020413092
Prior Transfer DateJan 25, 2007
Prior Transfer Doc0000322566
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address20257 FERNDALE LOOP, PARK RAPIDS, MN 56470-6238
Transaction TypeMortgage
Record UpdatedApr 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000429173
DateMar 31, 2023
InstrumentA000429173
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address20257 FERNDALE LOOP, PARK RAPIDS, MN 56470-6238
Transaction TypeMortgage
Record UpdatedSep 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000426114
DateSep 08, 2022
InstrumentA000426114
Lender
NameAMERICAN NATL BANK PR
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term73 Months
DueOct 01, 2028

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionHUBBARD MN
Recording DateNov 19, 2020
Property Address20257 FERNDALE LOOP, PARK RAPIDS, MN 56470-6238
Document NumberA000413092
Instrument DateNov 16, 2020
InstrumentA000413092
Transaction TypeTransfer
Record UpdatedJan 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
AddressFERNDALE LOOP, PARK RAPIDS, MN

Mortgage

Document NumberA000413093
DateNov 19, 2020
InstrumentA000413093
Lender
NameAMERICAN NATIONAL BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address20257 FERNDALE LOOP, PARK RAPIDS, MN 56470-6238
Transaction TypeMortgage
Record UpdatedFeb 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, A000388869
DateJan 23, 2017
InstrumentA000388869
Lender
NameCITIZENS NATIONAL BANK OF PARK RAPIDS
TypeBank
AddressPARK RAPIDS, MN 56470
Agreement
AmountAmount Recorded
Term62 Months
DueMar 01, 2022

Tax Assessment & Valuation

Source: Hubbard County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
County SubdivisionHenrietta Township
Unified School DistrictPark Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,340.00$214,100 Land $35,900 Building $178,200$214,100 Land $35,900 Building $178,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 38% of the US · above 68% of Minnesota
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ferndale Loop

Nearby Streets

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