20028 Ferndale Loop, Park Rapids, MN 56470 Property Records

Hubbard County property record for 20028 Ferndale Loop, Park Rapids, MN 56470 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1982
Square Footage	1,092 sqft Living Area
Lot Size	104,544 sqft (2.4 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2021)
Tax Bill	$1,582.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`13.18.01000`
Alternative APN	`100010`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,092 sqft Living Area
1st Floor	1,092 sqft 1st Floor
Basement Area	1,092 sqft Basement
Finished Basement	1,092 sqft Finished
Stories	1 Stories
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1982
Exterior Material	Wood Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	104,544 sqft (2.4 acres)
Driveway	Driveway Concrete
Driveway Area	25 sqft Driveway
Parking Spaces	3 Parking Spaces
Garage Area	832 sqft Garage
Shed	1 Shed
Shed Area	90 sqft Shed
Deck Area	132 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating

Location & Zoning

Account Number	100010
Street Address	20028 FERNDALE LOOP
City	PARK RAPIDS
State	MN
Zip	56470-6236
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-140 RANGE-034 2.40 AC 18-1H NE1/4 OF NE1/4 E OF CO RD 4
Legal Range	34
Legal Township	140
Legal Section	18
Jurisdiction	HUBBARD MN
Minor Civil Division	HENRIETTA
Census Blockgroup	2
Census Block	2046
Census Tract	70500

Owner

Source: Hubbard County records · APN 13.18.01000

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20028 FERNDALE LOOP, PARK RAPIDS, MN 56470-6236
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2021 · Amount on Record
Deed Sale	Dec 07, 2021 · Amount on Record
Prior Sale	Apr 26, 2013 · Amount on Record
Deed Doc Number	2021421133
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Dec 07, 2021
Property Address	20028 FERNDALE LOOP, PARK RAPIDS, MN 56470-6236
Document Number	A000421133
Instrument Date	Nov 30, 2021
Instrument	A000421133
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	20028 FERNDALE LOOP, PARK RAPIDS, MN 56470-6236

Mortgage

Document Number	A000421134
Date	Dec 07, 2021
Instrument	A000421134

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hubbard County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Henrietta Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 (-41.75%)	$252,700 (+24.18%) Land $38,100 Building $214,600	$252,700 (+24.18%) Land $38,100 Building $214,600
2022	$2,716.00	$203,500 Land $29,800 Building $173,700	$203,500 Land $29,800 Building $173,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 72% of Minnesota
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.