Mecklenburg County property record for 20255 Riverchase Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 4,158 sqft · built 2022 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Mar 2022) |
| Tax Bill | $7,245 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2022 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-441-79 |
| Primary APN | 001-441-79 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,158 sqft Living Area |
| Gross Area | 4,904 sqft |
| 1st Floor Area | 2,286 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 746 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20255 RIVERCHASE DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L2 M21-321 |
| Legal Subdivision | RIVERCHASE |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 6217 |
Source: Mecklenburg County assessment roll, APN 001-441-79, as of September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20255 RIVERCHASE DR, CORNELIUS, NC 28031-7177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 05, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 29, 2022 | Warranty Deed, Construction Loan · Construction Mortgage INTERCOASTAL MORTGAGE |
| Oct 28, 2021 | Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Prior Sale | Oct 28, 2021 · Amount on Record |
| Deed Document Number | 202247971 |
| Deed Book / Page | 37196 / 480 |
| Last Transfer Date | May 12, 2023 |
| Transfer Doc | 0000045275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20255 RIVERCHASE DR, CORNELIUS, NC 28031-7177 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 20255 RIVERCHASE DR, CORNELIUS, NC 28031-7177 |
| Document Number | 0000125153 |
|---|---|
| Date | Dec 05, 2025 |
| Book Page | 40053/180 |
| Instrument | 2025125153 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 29, 2022 |
| Property Address | 20255 RIVERCHASE DR, CORNELIUS, NC 28031-7177 |
| Document Number | 0000047971 |
| Book / Page | 37196 / 480 |
| Map Reference | MB 21 PG 321 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022047971 |
| Transaction Type | Construction Loan |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19925 JETTON RD STE 201, 201, CORNELIUS, NC 28031-8282 |
| Name | Verified Name |
|---|---|
| Address | 20255 RIVERCHASE DR, CORNELIUS, NC 28031-7177 |
| Document Number | 0000047972 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022047972 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 01, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 28, 2021 |
| Property Address | 20255 RIVERCHASE DR, CORNELIUS, NC 28031-7177 |
| Document Number | 0000206114 |
| Book / Page | 36699 / 138 |
| Map Reference | MB 21 PG 321 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021206114 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 WESTSIDE TER, DAVIDSON, NC 28036-6041 |
| Name | Verified Name |
|---|---|
| Address | 19925 JETTON RD STE 201, 201, CORNELIUS, NC 28031-8282 |
| Investor | Possibly a Property Investor |
Source: Mecklenburg County assessment roll as of September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,245.00 | $1,080,000 Land $238,000 Building $842,000 | $1,080,000 Land $238,000 Building $842,000 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190062171, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 99 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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