20217 Riverchase Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20217 Riverchase Dr, Cornelius, NC 28031 · Last verified June 2023

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,002 sqft · built 1996
Lot Size	1.5 acres (65,732 sqft)
Owner	2 Individual Names on File
Last Sale	$3,025,000 (Apr 2022)
Tax Bill	$23,056 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`001-441-73A`

Property Details

APN / Parcel Number

Primary APN	`001-441-73A`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,002 sqft Heated Area
Gross Area	5,498 sqft
1st Floor Area	1,664 sqft
Upper Floors Area	881 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	65,732 sqft (1.5 acres)
Garage Area	864 sqft
Porch	Porch
Porch Area	1,258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-441-73A
Street Address	20217 RIVERCHASE DR
City	CORNELIUS
State	NC
Zip	28031-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L8 M21-321 & ADJ TR
Legal Subdivision	RIVERCHASE
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1000
Census Tract	6217

Owner

Source: Mecklenburg County records · APN 001-441-73A

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	20217 RIVERCHASE DR, CORNELIUS, NC 28031-7177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 24, 2019	Trustee's Deed, Construction Loan · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	Oct 15, 2013 · Amount on Record
Deed Document Number	0037266792
Deed Book / Page	37266 / 792
Record Updated	Jun 07, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20217 RIVERCHASE DR, CORNELIUS, NC 28031-7177
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181744
Date	Oct 30, 2020
Book Page	35254/245
Instrument	2020181744

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 20, 2022
Property Address	20217 RIVERCHASE DR, CORNELIUS, NC 28031-7177
Document Number	0000060631
Book / Page	37266 / 792
Map Reference	MB 21 PG 321
Instrument Date	Apr 19, 2022
Instrument	2022060631
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	MASTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16717 JETTON RD, CORNELIUS, NC 28031-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20217 RIVERCHASE DR, CORNELIUS, NC 28031-7177

Mortgage

Document Number	0000060632
Date	Apr 20, 2022
Instrument	2022060632

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 24, 2019
Property Address	20217 RIVERCHASE DR, CORNELIUS, NC 28031-7177
Book / Page	033242 / 000756
Instrument Date	Jan 18, 2019
Instrument	8329
Transaction Type	Construction Loan
Record Updated	Feb 07, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20217 RIVERCHASE DR CORNELIUS NC 280317177, CORNELIUS, NC 28031-7177

Mortgage

Document Number	0000008329
Date	Jan 24, 2019
Book Page	033242/000756
Instrument	8329

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190062171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 4% of North Carolina
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Fiber	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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