20251 Willow Rd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 20251 Willow Rd, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 690 sqft · built 1964
Lot Size	0.088 acres (3,848 sqft)
Owner	2 Individual Names on File
Last Sale	$154,031 (Apr 2026)
Tax Bill	$4,132 (2025)
Deeds & Mortgages	Apr 2026 Sale Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`095-224-007-000`

Property Details

APN / Parcel Number

Primary APN	`095-224-007-000`
Alternative APN	`095-224-007`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	690 sqft Living Area
1st Floor Area	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,848 sqft (0.088 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	20251 WILLOW RD
City	MONTE RIO
State	CA
Zip	95462-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOT 8, STARRETT SUBDV, TRACT 51
Legal Subdivision	STARRETT SUB
Legal Tract	51
Legal Block	3
Legal Lot Number	8
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3000
Census Tract	153708

Owner

Source: Sonoma County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6351 FLORIO ST, OAKLAND, CA 94618-1335
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Trustee's Deed, Transfer NONE LISTED ON DOCUMENT
Oct 2, 2020	Grant Deed, Transfer · Conventional with PMI DAVID & KATHLEEN STONE
Jan 25, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	202619942
Prior Transfer Date	Dec 14, 1999
Prior Transfer Doc	0000154168
Record Updated	Sep 20, 2026

April 2026: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 24, 2026
Property Address	20251 WILLOW RD, MONTE RIO, CA 95462-9757
Document Number	0000019942
Instrument Date	Apr 23, 2026
Instrument	202619942
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$17,112.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6351 FLORIO ST, OAKLAND, CA 94618-1335
Investor	Possibly a Property Investor

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 2, 2020
Property Address	20251 WILLOW RD, MONTE RIO, CA 95462-9757
Document Number	0000089426
Instrument Date	Oct 1, 2020
Instrument	89426
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20266 RIVER BLVD MONTE RIO CA 954629709, MONTE RIO, CA 95462-9709

Mortgage

Document Number	89427
Date	Oct 2, 2020
Instrument	89427

Lender

Name	DAVID & KATHLEEN STONE
Address	4247 PIEDMONT AVE, OAKLAND, CA 94611-4713
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jan 25, 2019
Property Address	20251 WILLOW RD, MONTE RIO, CA 95462-9757
Document Number	0000005058
Instrument Date	Jan 24, 2019
Instrument	5058
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$135.30
Amount Accuracy	Partial
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4247 PIEDMONT AVE OAKLAND CA 946114713, OAKLAND, CA 94611-4713

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,132.00 (+4.29%)	$313,901 (+4.04%) Land $125,560 Building $188,341
2023	$3,962.00 (+2.01%)	$301,715 Land $120,686 Building $181,029
2022	$3,884.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	47 (1995–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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