Sonoma County property record for 20240 Willow Rd, Monte Rio, CA 95462 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,967 sqft · built 1955 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,000 (Jun 2004) |
| Tax Bill | $3,295 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 095-222-004-000 |
| Primary APN | 095-222-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,967 sqft Living Area |
| 1st Floor Area | 1,967 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Area | 288 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 20240 WILLOW RD |
|---|---|
| City | MONTE RIO |
| State | CA |
| Zip | 95462-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 STARRETT SUB |
| Legal Subdivision | STARRETT SUB |
| Legal Block | 3 |
| Legal Lot Number | 25 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | RUSSIAN RIVER-SONOMA COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 153708 |
Source: Sonoma County records · APN 095-222-004-000
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 855, MONTE RIO, CA 95462-0855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU |
| Mar 08, 2019 | Deed of Trust, Mortgage · Line of Credit REDWOOD CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2004 · Amount on Record |
| Deed Sale | Jun 29, 2004 · Amount on Record |
| Deed Document Number | 200499174 |
| Last Transfer Date | Aug 25, 2015 |
| Transfer Doc | 0000077696 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 20240 WILLOW RD, MONTE RIO, CA 95462-9757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 20240 WILLOW RD, MONTE RIO, CA 95462-9757 |
| Document Number | 0000011192 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 2026011192 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 20240 WILLOW RD, MONTE RIO, CA 95462-9757 |
| Document Number | 0000018029 |
| Instrument Date | Mar 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20240 WILLOW RD MONTE RIO CA 954629757, MONTE RIO, CA 95462-9757 |
| Document Number | 0000018029 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 18029 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Secondary School District | West Sonoma County Union High School District (09 - 12) |
| Elementary School District | Monte Rio Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,295.00 (+4.47%) Homeowner's exemption | $245,411 (+4.04%) Land $108,348 Building $137,063 |
| 2023 | $3,154.00 (+2.07%) Homeowner's exemption | $235,884 Land $104,142 Building $131,742 |
| 2022 | $3,090.00 |
Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 47% of the US · above 28% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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