2025 Rivers Own Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2025 Rivers Own Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,086 sqft · built 2005
Lot Size	0.26 acres (11,325 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Jul 2022)
Tax Bill	$9,054 (2025)
Deeds & Mortgages	Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`288103-3220`

Property Details

APN / Parcel Number

Primary APN	`288103-3220`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,086 sqft Living Area
Gross Area	3,625 sqft
1st Floor Area	2,262 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	516 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2025 RIVERS OWN RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 322 OR5597/1905
Legal Range	27E
Legal Township	06S
Legal Section	24
Legal Subdivision	SAINT JOHNS SIX MILE CREEK WEST UNIT 1
Legal Block	1
Legal Lot Number	322
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2025 RIVERS OWN RD, SAINT AUGUSTINE, FL 32092-2430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jul 25, 2008 · Amount on Record
Deed Document Number	202269279
Deed Book / Page	5597 / 1905
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 15, 2022
Property Address	2025 RIVERS OWN RD, SAINT AUGUSTINE, FL 32092-2430
Document Number	0055971905
Book / Page	5597 / 1905
Map Reference	MB 47 PG 84-94
Instrument Date	Jul 11, 2022
Instrument	2022069279
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1360 HOLMES LANDING DR, 1360, FLEMING ISLAND, FL 32003-4412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 RIVERS OWN RD, ST AUGUSTINE, FL 32092-2430

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,680 (-6.84%) Land $115,000 Building $359,680	$474,680 (-6.84%) Land $115,000 Building $359,680
2025	$9,054.00 (+7.01%) Homeowner's exemption	$509,558 (+2.23%)	$509,558 (+2.23%) Land $130,000 Building $379,558
2024	$8,461.00 (+1.69%)
2023	$8,320.00 (+76.65%) Homeowner's exemption	$498,438 (+128.29%)	$498,438 (+36.79%) Land $137,000 Building $361,438
2022	$4,710.00 Homeowner's exemption	$218,335	$364,380 Land $103,040 Building $261,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20