2024 Rivers Own Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2024 Rivers Own Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,847 sqft · built 2006
Lot Size0.26 acres (11,325 sqft)
Owner2 Individual Names on Record
Last Sale$769,000 (Jul 2024)
Tax Bill$2,713 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN288103-3350

Property Details

APN / Parcel Number

Primary APN288103-3350

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures19 Plumbing Fixtures
Stories1 Story
Building Area3,847 sqft Living Area
Gross Area4,525 sqft
1st Floor Area3,277 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,325 sqft (0.26 acres)
Garage TypeAttached
Garage Area678 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area275 sqft
PorchFinished/Open Porch
Porch Area268 sqft
Patio Area177 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2024 RIVERS OWN RD
CitySAINT AUGUSTINE
StateFL
Zip32092-2430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 335 OR5991/1469
Legal Range27E
Legal Township06S
Legal Section24
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 1
Legal Block1
Legal Lot Number335
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1009
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2024 RIVERS OWN RD, SAINT AUGUSTINE, FL 32092-2430
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Apr 10, 2017Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2024 · Amount on Record
Deed SaleJul 25, 2024 · Amount on Record
Prior SaleJun 16, 2020 · Amount on Record
Deed Document Number202458481
Deed Book / Page5991 / 1469
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 16, 2020
Property Address2024 RIVERS OWN RD, SAINT AUGUSTINE, FL 32092-2430
Document Number0049650608
Book / Page4965 / 608
Map ReferenceMB 47 PG 84-94
Instrument DateJun 15, 2020
Instrument2020046782
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyNORTH FLORIDA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,735.60
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2024 RIVERS OWN RD, SAINT AUGUSTINE, FL 32092-2430

Mortgage

Document Number4965609
DateJun 16, 2020
Instrument4965/609
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 10, 2017
Property Address2024 RIVERS OWN RD, SAINT AUGUSTINE, FL 32092-2430
Document Number0043561259
Book / Page004356 / 001259
Instrument DateApr 4, 2017
Instrument24600
Transaction TypeTransfer
Record UpdatedApr 27, 2017
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2024 RIVERS OWN RD ST AUGUSTINE FL 320922430, ST AUGUSTINE, FL 32092-2430

Mortgage

Document Number43561261
DateApr 10, 2017
Book Page004356/001261
Instrument24601
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 9, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$637,952 (+0.48%) Land $115,000 Building $522,952$637,952 (+0.48%) Land $115,000 Building $522,952
2025$2,713.00 (-62.93%) Disabled Person's exemption Veteran's exemption$634,902 (+55.33%)$634,902 (-0.01%) Land $130,000 Building $504,902
2024$7,319.00 (+1.91%)
2023$7,182.00 (+2.67%) Homeowner's exemption$408,756 (+3%)$634,945 (+37.49%) Land $137,000 Building $497,945
2022$6,995.00 Homeowner's exemption$396,850$461,823 Land $103,040 Building $358,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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