Stanislaus County property record for 2025 el Toro Way, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,310 sqft · built 1986 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Dec 2012) |
| Tax Bill | $4,003 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-062-044-000 |
| Primary APN | 032-062-044-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,310 sqft Living Area |
| 1st Floor Area | 2,310 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Patio Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2025 EL TORO WAY |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTRIDGE PLAZA LOT 14 BLOCK 1348 |
| Legal Subdivision | EAST RDG PLAZA |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1001 |
2025 el Toro Way is owned and occupied by two individuals who acquired it in October 2015.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2025 EL TORO WAY, MODESTO, CA 95355-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG |
| Mar 13, 2019 | Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on File |
| Deed Sale | Dec 28, 2012 · Amount on File |
| Prior Sale | Sep 27, 1996 · Amount on File |
| Deed Document Number | 2012117294 |
| Last Transfer Date | Oct 20, 2015 |
| Transfer Doc | 0000084686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2025 EL TORO WAY, MODESTO, CA 95355-5105 |
| Document Number | 0000054699 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2025 EL TORO WAY MODESTO CA 953555105, MODESTO, CA 95355-5105 |
| Document Number | 0000054699 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 54699 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2025 EL TORO WAY, MODESTO, CA 95355-5105 |
| Document Number | 0000016438 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2025 EL TORO WAY MODESTO CA 953555105, MODESTO, CA 95355-5105 |
| Document Number | 0000016438 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 16438 |
| Name | VALLEY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | MODESTO, CA 95353-1411 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 19, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2025 el Toro Way was $4,003, up 1.1% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,003.00 (+1.11%) | $345,404 (+2%) Land $62,798 Building $282,606 |
| 2025 | $3,959.00 | $338,632 Land $61,567 Building $277,065 |
| 2023 | $3,727.00 (+2.5%) | $325,484 Land $59,177 Building $266,307 |
| 2022 | $3,636.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2025 el Toro Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2025 el Toro Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures