Wake County property record for 2025 Cartier Ruby Ln, Raleigh, NC 27610
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,242 sqft · built 2003 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $331,000 (Jun 2023) |
| Tax Bill | $1,896 (2023) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1712.08-79-5213 0299820 |
| Primary APN | 1712.08-79-5213 0299820 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,242 sqft Heated Area |
| 1st Floor Area | 1,242 sqft |
| Attic Area | 206 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 284 sqft |
| Porch | Porch |
| Porch Area | 77 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0299820 |
|---|---|
| Street Address | 2025 CARTIER RUBY LN |
| City | RALEIGH |
| State | NC |
| Zip | 27610-5167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | LO175 GRANITE RIDGE SUB PH3 BM2002-1236 |
| Legal Township | 16 |
| Legal Subdivision | GRANITE RIDGE SUB |
| Legal Phase | 3 |
| Legal Lot Number | 175 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 52102 |
2025 Cartier Ruby Ln is owned and occupied by an individual who bought it in June 2023.
Source: Wake County records, as of April 18, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2025 CARTIER RUBY LN, RALEIGH, NC 27610-5167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2023 | Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on File |
| Deed Sale | Jun 26, 2023 · Amount on File |
| Prior Sale | Oct 31, 2003 · Amount on File |
| Deed Document Number | 0193691228 |
| Deed Book / Page | 19369 / 1228 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 26, 2023 |
| Property Address | 2025 CARTIER RUBY LN, RALEIGH, NC 27610-5167 |
| Document Number | 19369/1228 |
| Book / Page | 19369 / 1228 |
| Map Reference | MB 2002 PG 1236-1238 |
| Instrument Date | Jun 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $662.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2025 CARTIER RUBY LN, RALEIGH, NC 27610-5167 |
| Document Number | 0193691230 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 19369/1230 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 2025 CARTIER RUBY LN, RALEIGH, NC 27610-5167 |
| Document Number | 179021164 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2025 CARTIER RUBY LN RALEIGH NC 276105167, RALEIGH, NC 27610-5167 |
| Document Number | 179021164 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 017902/001164 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 4, 2035 |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Raleigh City |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,896.00 (+45.07%) | $172,125 (-) Land $43,000 Building $129,125 | $172,125 (-) Land $43,000 Building $129,125 |
| 2022 | $1,307.00 | $172,125 Land $43,000 Building $129,125 | $172,125 Land $43,000 Building $129,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2025 Cartier Ruby Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2025 Cartier Ruby Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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