Wake County property record for 2020 Cartier Ruby Ln, Raleigh, NC 27610
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,220 sqft · built 2003 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Nov 2025) |
| Tax Bill | $2,688 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1712.07-79-3352 0299826 |
| Primary APN | 1712.07-79-3352 0299826 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,220 sqft Heated Area |
| 1st Floor Area | 1,220 sqft |
| Attic Area | 201 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Area | 284 sqft |
| Porch | Porch |
| Porch Area | 77 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0299826 |
|---|---|
| Old Parcel Number | 171207793342000 |
| Street Address | 2020 CARTIER RUBY LN |
| City | RALEIGH |
| State | NC |
| Zip | 27610-5166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | LO181 GRANITE RIDGE PH3 BM2003-1092 |
| Legal Township | 16 |
| Legal Subdivision | GRANITE RIDGE PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 181 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 52102 |
Source: Wake County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2020 CARTIER RUBY LN, RALEIGH, NC 27610-5166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING |
| Aug 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| May 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | Aug 4, 2021 · Amount on Record |
| Deed Document Number | 0200671861 |
| Deed Book / Page | 20067 / 1861 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Nov 13, 2025 |
| Property Address | 2020 CARTIER RUBY LN, RALEIGH, NC 27610-5166 |
| Document Number | 20067/1861 |
| Book / Page | 20067 / 1861 |
| Map Reference | MB 2003 PG 1092 |
| Instrument Date | Nov 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5420 CINEMA SPRINGS DR # DR124, DR124, RALEIGH, NC 27616-2527 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2020 CARTIER RUBY LN, RALEIGH, NC 27610-5166 |
| Document Number | 0200671863 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 20067/1863 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Aug 4, 2021 |
| Property Address | 2020 CARTIER RUBY LN, RALEIGH, NC 27610-5166 |
| Document Number | 18630/2345 |
| Book / Page | 18630 / 2345 |
| Map Reference | MB 2003 PG 1092 |
| Instrument Date | Jun 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 760 KERR LAKE DR, 760, FUQUAY VARINA, NC 27526-3956 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2020 CARTIER RUBY LN, RALEIGH, NC 27610-5166 |
| Document Number | 0186302347 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 18630/2347 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 21, 2020 |
| Property Address | 2020 CARTIER RUBY LN, RALEIGH, NC 27610-5166 |
| Document Number | 178780711 |
| Book / Page | 17878 / 711 |
| Map Reference | MB 2003 PG 1092 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 BETTY ST, 702, CLINTON, NC 28328-4502 |
| Name | Verified Name |
|---|---|
| Address | 760 KERR LAKE DR, FUQUAY VARINA, NC 27526-3956 |
| Document Number | 17878713 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 17878/713 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Wake County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Raleigh City |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,688.00 (+42.68%) | $305,960 (+78.82%) Land $110,000 Building $195,960 | |
| 2024 | $305,960 (+78.82%) Land $110,000 Building $195,960 | ||
| 2023 | $1,884.00 | $171,098 Land $43,000 Building $128,098 | $171,098 Land $43,000 Building $128,098 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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