Deschutes County property record for 20248 Gaines Ct, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,111 sqft · built 2001 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,119 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 181217 AB 04800 |
| Primary APN | 181217 AB 04800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,111 sqft Living Area |
| 1st Floor Area | 2,111 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Mixed |
| Garage Area | 928 sqft |
| Deck Area | 806 sqft |
| Fence | Fence |
| Heating System | Gas |
|---|
| Account Number | 155173 |
|---|---|
| Old Parcel Number | R1001181217AB04800 |
| Street Address | 20248 GAINES CT |
| City | BEND |
| State | OR |
| Zip | 97702-2747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:3 BLK:1 SUBD:FAIRVIEW ACRES SEC/TWN/RNG/MER:SEC 17 TWN 18 RNG 12 MAP REF:181217-AB |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 17 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | FAIRVIEW ACRES |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 2002 |
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20248 GAINES CT, BEND, OR 97702-2747 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2017 |
| Deed Sale | Dec 9, 2017 |
| Prior Sale | Oct 3, 2012 · Amount on Record |
| Deed Document Number | 0201651617 |
| Prior Transfer Date | Dec 13, 2016 |
| Prior Transfer Doc | 2016-51617 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20248 GAINES CT, BEND, OR 97702-2747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000039202 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 2020-39202 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,119.00 (+3.94%) | $302,990 (+3%) | $928,190 (+1.43%) Land $259,060 Building $669,130 |
| 2024 | $4,925.00 (+7.89%) | $294,170 (+3%) | $915,070 (-0.39%) Land $259,060 Building $656,010 |
| 2023 | $4,565.00 | $285,610 | $918,660 Land $235,320 Building $683,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Webformix.
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