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20247 Gaines Ct, Bend, OR 97702 Property Records

Deschutes County property record for 20247 Gaines Ct, Bend, OR 97702 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,728 sqft · built 2001
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$367,000 (Aug 2017)
Tax Bill$4,444 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN181217 AB 05300

Property Details

APN / Parcel Number

Primary APN181217 AB 05300
Alternative APNs
  • R1001181217AB05300
  • 155187

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,728 sqft Living Area
1st Floor Area936 sqft
2nd Floor Area792 sqft

Exterior

Year BuiltBuilt 2001
Architectural StyleSplit Level
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage TypeMixed
Garage Area484 sqft
Deck Area204 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Account Number155187
Old Parcel NumberR1001181217AB05300
Street Address20247 GAINES CT
CityBEND
StateOR
Zip97702-2747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:4 BLK:2 SUBD:FAIRVIEW ACRES SEC/TWN/RNG/MER:SEC 17 TWN 18 RNG 12 MAP REF:181217-AB
Legal Range12E
Legal Township18S
Legal Section17
Legal QuarterNE
Quarter-Quarter SectionNW
Legal SubdivisionFAIRVIEW ACRES
Legal Block2
Legal Lot Number4
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2021
Census Tract2002

Owner

Source: Deschutes County records · APN 181217 AB 05300

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20247 GAINES CT, BEND, OR 97702-2747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
GENEVA FINANCIAL LLC
Aug 17, 2017Warranty Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2017 · Amount on Record
Deed SaleAug 17, 2017 · Amount on Record
Prior SaleMar 04, 2010
Deed Document Number2017-32813
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20247 GAINES CT, BEND, OR 97702-2747
Transaction TypeMortgage
Record UpdatedFeb 23, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address20247 GAINES CT, BEND, OR 97702-2747

Mortgage

Document Number0000003555
DateFeb 14, 2024
Instrument2024-03555
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 08, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20247 GAINES CT, BEND, OR 97702-2747
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyDESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032956
DateJul 10, 2020
Instrument2020-32956
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85248
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateAug 17, 2017
Property Address20247 GAINES CT, BEND, OR 97702-2747
Document Number0000032813
Instrument DateAug 15, 2017
Instrument2017-32813
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20247 GAINES CT, BEND, OR 97702-2747

Mortgage

Document Number0000032814
DateAug 17, 2017
Instrument2017-32814
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,444.00 (+3.95%)$263,030 (+3%)$793,050 (+1.4%) Land $233,600 Building $559,450
2024$4,275.00 (+7.87%)$255,370 (+3%)$782,080 (-0.13%) Land $233,600 Building $548,480
2023$3,963.00$247,940$783,070 Land $211,740 Building $571,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170020022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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