20237 Capital Ln, Hagerstown, MD 21742 Property Records

Washington County property record for 20237 Capital Ln, Hagerstown, MD 21742

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,382 sqft · built 2017
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$244,500 (Apr 2018)
Tax Bill	$3,170 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-046989`

Property Details

APN / Parcel Number

Primary APN	`18-046989`
Alternative APN	`046989`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,382 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Built-in
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	046989
Street Address	20237 CAPITAL LN
City	HAGERSTOWN
State	MD
Zip	21742-6805
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS-PU
Legal Description	LOT 35 0.09 ACRES 20237 CAPITAL LANE ROSEWOOD VILLAGE PH IIB
Legal Subdivision	ROSEWOOD VILLAGE PUD
Legal Phase	IIB
Legal Lot Number	35
Jurisdiction	WASHINGTON MD
Township / Civil Division	18, CHEWSVILLE
Census Block Group	3
Census Block	3023
Census Tract	11204

Owner

20237 Capital Ln, a townhouse, is owned by an individual who bought it in April 2018.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2001 VEIRS MILL RD, 675, ROCKVILLE, MD 20848-7535
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	Jun 28, 2016 · Amount on File
Deed Book / Page	5722 / 332
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Apr 6, 2018
Property Address	20237 CAPITAL LN, HAGERSTOWN, MD 21742-6805
Document Number	0057220332
Book / Page	005722 / 000332
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	KEYSTONE SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20237 CAPITAL LN #35 HAGERSTOWN MD 217426805, 35, HAGERSTOWN, MD 21742-6805

Mortgage

Document Number	57220342
Date	Apr 6, 2018
Book Page	005722/000342

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 20237 Capital Ln was $3,170, up 8.8% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,170.00 (+8.82%)	$306,133 (+8.8%)	$330,900 (-) Land $50,000 Building $280,900
2025	$2,913.00	$281,367	$330,900 Land $50,000 Building $280,900
2023	$2,577.00	$247,800	$256,600 Land $50,000 Building $206,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20237 Capital Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2006–2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20237 Capital Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000