20236 Capital Ln, Hagerstown, MD 21742 Property Records

Washington County property record for 20236 Capital Ln, Hagerstown, MD 21742

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,382 sqft · built 2019
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Mar 2024)
Tax Bill$2,919 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-047217

Property Details

APN / Parcel Number

Primary APN18-047217
Alternative APN
  • 047217

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,382 sqft Total Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeBuilt-in
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number047217
Street Address20236 CAPITAL LN
CityHAGERSTOWN
StateMD
Zip21742-6804
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRS-PU
Legal DescriptionLOT 56 0.05 ACRES 20236 CAPITAL LANE ROSEWOOD VILLAGE PH IIB
Legal SubdivisionROSEWOOD VILLAGE PUD
Legal PhaseIIB
Legal Lot Number56
JurisdictionWASHINGTON MD
Township / Civil Division18, CHEWSVILLE
Census Block Group3
Census Block3023
Census Tract11204

Owner

20236 Capital Ln, a townhouse, is owned and occupied by two individuals who bought it in March 2024.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address20236 CAPITAL LN, HAGERSTOWN, MD 21742-6804
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 29, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Jan 15, 2020Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING INC
May 16, 2019Deed, Subdivision Related Transfer · FHA Mortgage
ACRE MORTGAGE & FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2024 · Amount on File
Deed SaleMar 21, 2024 · Amount on File
Prior SaleMay 16, 2019 · Amount on File
Deed Book / Page7422 / 330
Record UpdatedOct 29, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateMar 21, 2024
Property Address20236 CAPITAL LN, HAGERSTOWN, MD 21742-6804
Document Number0074220330
Book / Page7422 / 330
Map ReferencePL 10538-10541
Instrument DateMar 11, 2024
Transaction TypeTransfer
Record UpdatedApr 2, 2024
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20236 CAPITAL LN, HAGERSTOWN, MD 21742-6804

Mortgage

Document Number0074220338
DateMar 21, 2024
Instrument7422-0338
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2039

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address20236 CAPITAL LN, HAGERSTOWN, MD 21742-6804
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address20236 CAPITAL LN, HAGERSTOWN, MD 21742-6804

Mortgage

Document Number0068450458
DateNov 29, 2021
Book Page6845/458
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address20236 CAPITAL LN, HAGERSTOWN, MD 21742-6804
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061590253
DateJan 15, 2020
Book Page6159/0253
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

May 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateMay 16, 2019
Property Address20236 CAPITAL LN, HAGERSTOWN, MD 21742-6804
Document Number0059770190
Book / Page5977 / 0190
Map ReferencePL 10538-10541
Instrument DateApr 29, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 11, 2022
Title CompanyKEYSTONE TTL SETMNT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address20236 CAPITAL LN, HAGERSTOWN, MD 21742-6804

Mortgage

Document Number0005977199
DateMay 16, 2019
Instrument5977/199
Lender
NameACRE MORTGAGE & FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 20236 Capital Ln was $2,919 with a homeowner's exemption, up 5.4% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,919.00 (+5.38%) Homeowner's exemption$300,167 (+8.39%)$323,400 (-) Land $50,000 Building $273,400
2025$2,770.00 Homeowner's exemption$276,933$323,400 Land $50,000 Building $273,400
2023$2,547.00 Homeowner's exemption$244,967$253,700 Land $50,000 Building $203,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20236 Capital Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2006–2018)
Most Recent ClaimSep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20236 Capital Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Capital Ln

Nearby Streets

Search Property Records by Address or Parcel Number