20235 Raingate Ln, Katy, TX 77449 Property Records

Harris County property record for 20235 Raingate Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,665 sqft · built 1992
Lot Size	0.133 acres (5,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,510 (Oct 2025)
Tax Bill	$682 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-667-004-0011`

Property Details

APN / Parcel Number

Primary APN	`114-667-004-0011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,665 sqft Living Area
1st Floor Area	1,665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,775 sqft (0.133 acres)
View / Lot	Neighborhood
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1146670040011
Street Address	20235 RAINGATE LN
City	KATY
State	TX
Zip	77449-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 BLK 4 WESTGREEN SEC 2
Legal Subdivision	WESTGREEN SEC 2
Legal Block	4
Legal Lot Number	11
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	4
Census Block	4004
Census Tract	542402

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20235 RAINGATE LN, KATY, TX 77449-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Vendor's Lien, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Feb 1, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Feb 1, 2024 · Amount on Record
Deed Document Number	2025415456
Prior Transfer Date	Jan 27, 2024
Prior Transfer Doc	0000031861
Record Updated	Oct 29, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 20, 2025
Property Address	20235 RAINGATE LN, KATY, TX 77449-3104
Document Number	0000415456
Map Reference	VOL 293 PG 110
Instrument Date	Oct 17, 2025
Instrument	2025-415456
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, ENVISION TITLE KATY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20235 RAINGATE LN, KATY, TX 77449-3104

Mortgage

Document Number	0000415457
Date	Oct 20, 2025
Instrument	2025-415457

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Feb 1, 2024
Property Address	20235 RAINGATE LN, KATY, TX 77449-3104
Document Number	0000034907
Map Reference	VOL 293 PG 110
Instrument Date	Jan 26, 2024
Instrument	2024-034907
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MAJESTIC TITLE, MAJESTIC TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20235 RAINGATE LN, KATY, TX 77449-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20235 RAINGATE LN, KATY, TX 77449-3104

Mortgage

Document Number	0000034908
Date	Feb 1, 2024
Instrument	2024-034908

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.04%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,912 (-4.85%) Land $46,200 Building $191,712	$237,912 (-4.85%) Land $46,200 Building $191,712
2025	$682.00 (+8.08%)	$250,026 (-6.42%) Land $46,200 Building $203,826	$250,026 (-6.42%) Land $46,200 Building $203,826
2024	$631.00 (+196.24%)
2023		$267,188 Land $46,200 Building $220,988	$267,188 Land $46,200 Building $220,988
2022	$213.00 (-79.42%)
2020	$1,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTON MUD serves 7,647 people · EPA ID TX1010634
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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