20226 Raingate Ln, Katy, TX 77449 Property Records

Harris County property record for 20226 Raingate Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,146 sqft · built 1981
Lot Size	0.133 acres (5,775 sqft)
Owner	Individual Name on File
Last Sale	$136,200 (Sep 2020)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`114-667-003-0035`

Property Details

APN / Parcel Number

Primary APN	`114-667-003-0035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,775 sqft (0.133 acres)
View / Lot	Neighborhood
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1146670030035
Street Address	20226 RAINGATE LN
City	KATY
State	TX
Zip	77449-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 35 BLK 3 WESTGREEN SEC 2
Legal Subdivision	WESTGREEN SEC 2
Legal Block	3
Legal Lot Number	35
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	4
Census Block	4003
Census Tract	542402

Owner

20226 Raingate Ln is owned and occupied by an individual who bought it in September 2020.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20226 RAINGATE LN, KATY, TX 77449-3103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Warranty Deed, Transfer INDWAY PROPERTIES LLC
Jan 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Jan 22, 2008 · Amount on File
Deed Document Number	2020432449
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	2020432449
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 15, 2020
Property Address	20226 RAINGATE LN, KATY, TX 77449-3103
Document Number	0000432449
Instrument Date	Sep 10, 2020
Instrument	432449
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20226 RAINGATE LN KATY TX 774493103, KATY, TX 77449-3103

Mortgage

Document Number	432450
Date	Sep 15, 2020
Instrument	432450

Lender

Name	INDWAY PROPERTIES LLC
Address	PO BOX 41052, HOUSTON, TX 77241-1052

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 29, 2018
Property Address	20226 RAINGATE LN, KATY, TX 77449-3103
Document Number	0000035144
Instrument Date	Jan 12, 2018
Instrument	35144
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 41052 HOUSTON TX 772411052, HOUSTON, TX 77241-1052

Tax Assessment & Valuation

The 2025 property tax bill for 20226 Raingate Ln was $3,954, up 3.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,693 (-4.7%) Land $46,200 Building $129,493	$175,693 (-4.7%) Land $46,200 Building $129,493
2025	$3,954.00 (+3.48%)	$184,351 Land $46,200 Building $138,151	$184,351 Land $46,200 Building $138,151
2024	$3,821.00
2023		$184,868 Land $46,200 Building $138,668	$184,868 Land $46,200 Building $138,668
2022	$3,243.00
2020	$2,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20226 Raingate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20226 Raingate Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTON MUD serves 7,647 people · EPA ID TX1010634
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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