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20233 Biscayne Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20233 Biscayne Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,228 sqft · built 2004
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$688,500 (Nov 2024)
Tax Bill$4,516 (2025)
Deeds & MortgagesMar 2026 Transfer
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-703-09

Property Details

APN / Parcel Number

Primary APN001-703-09

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,228 sqft Living Area
1st Floor Area1,904 sqft
Upper Floors Area1,400 sqft
Basement Area1,904 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area21,344 sqft (0.49 acres)
Patio Area1,110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20233 BISCAYNE DR
CityCORNELIUS
StateNC
Zip28031-7047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL80 M10-183
Legal SubdivisionBISCAYNE PARK
Legal Block3
Legal Lot Number80
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1007
Census Tract6218

Owner

Source: Mecklenburg County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20233 BISCAYNE DR, CORNELIUS, NC 28031-7047
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Intrafamily Transfer, Transfer
Jul 9, 2021Deed of Trust, Mortgage · VA Mortgage
STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2024 · Amount on Record
Deed SaleNov 26, 2024 · Amount on Record
Prior SaleNov 30, 2016 · Amount on Record
Deed Document Number2024114035
Deed Book / Page39235 / 510
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMar 19, 2026
Property Address20233 BISCAYNE DR, CORNELIUS, NC 28031-7047
Document Number0000027511
Book / Page40278 / 400
Map ReferenceMB 10 PG 183&185
Instrument DateMar 18, 2026
Instrument2026027511
Transaction TypeTransfer
Record UpdatedMar 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20233 BISCAYNE DR, CORNELIUS, NC 28031-7047

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20233 BISCAYNE DR, CORNELIUS, NC 28031-7047
InvestorPossibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20233 BISCAYNE DR, CORNELIUS, NC 28031-7047
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000132830
DateJul 9, 2021
Book Page36275/720
Instrument2021132830
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,516.00 (+3.2%)$670,100 Land $200,000 Building $470,100$670,100 Land $200,000 Building $470,100
2024$4,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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