Mecklenburg County property record for 20225 Biscayne Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,198 sqft · built 1967 |
| Lot Size | 0.509 acres (22,183 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Jul 2012) |
| Tax Bill | $2,758 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-703-08 |
| Primary APN | 001-703-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,198 sqft Heated Area |
| Gross Area | 1,222 sqft |
| 1st Floor Area | 962 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 22,183 sqft (0.509 acres) |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 001-703-08 |
|---|---|
| Street Address | 20225 BISCAYNE DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L81 M10-183 |
| Legal Subdivision | BISCAYNE PARK |
| Legal Lot Number | 81 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 6218 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20225 BISCAYNE DR, CORNELIUS, NC 28031-7047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage TRULIANT FCU |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Dec 11, 2019 | Deed of Trust, Mortgage TRULIANT FCU |
| Jan 4, 2018 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2012 · Amount on Record |
| Deed Sale | Jul 23, 2012 · Amount on Record |
| Prior Sale | Dec 20, 2004 · Amount on Record |
| Deed Document Number | 0027512226 |
| Deed Book / Page | 27512 / 226 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20225 BISCAYNE DR, CORNELIUS, NC 28031-7047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006658 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 40152/192 |
| Instrument | 2026006658 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 6, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20225 BISCAYNE DR, CORNELIUS, NC 28031-7047 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000016202 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 37019/956 |
| Instrument | 2022016202 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20225 BISCAYNE DR, CORNELIUS, NC 28031-7047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000208099 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 35409/678 |
| Instrument | 2020208099 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20225 BISCAYNE DR, CORNELIUS, NC 28031-7047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000098155 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 31982/780 |
| Instrument | 2017098155 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20225 BISCAYNE DR, CORNELIUS, NC 28031-7047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000169438 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 34115/332 |
| Instrument | 2019169438 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 21, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20225 BISCAYNE DR, CORNELIUS, NC 28031-7047 |
| Document Number | 0000002121 |
| Book / Page | 032391 / 000062 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 20225 BISCAYNE DR CORNELIUS NC 280317047, CORNELIUS, NC 28031-7047 |
| Document Number | 0000002121 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 032391/000062 |
| Instrument | 2121 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 7, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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