20189 Coley Store Rd, Locust, NC 28097 Property Records

Stanly County property record for 20189 Coley Store Rd, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,916 sqft · built 1960
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$252,500 (Jun 2021)
Tax Bill$1,564 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN558603005692

Property Details

APN / Parcel Number

Primary APN558603005692
Alternative APNs
  • 1534280
  • 10445

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,156 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialCombination
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area50,094 sqft (1.15 acres)
Lot Dimensions225 ft deep x 239 ft wide
Garage Area2,400 sqft
PorchPorch
Porch Area255 sqft
Deck Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number1534280
Street Address20189 COLEY STORE RD
CityLOCUST
StateNC
Zip28097-7153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 20189 COLEY STORE RD 558600099
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3018
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20189 COLEY STORE RD, LOCUST, NC 28097-7153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2021 · Amount on Record
Deed SaleJun 4, 2021 · Amount on Record
Deed Document Number2021433732
Deed Book / Page1744 / 864
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJun 4, 2021
Property Address20189 COLEY STORE RD, LOCUST, NC 28097-7153
Document Number0000433732
Book / Page1744 / 864
Instrument DateJun 3, 2021
Instrument433732
Transaction TypeTransfer
Record UpdatedSep 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$505.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20189 COLBY STORE ROAD, LOCUST, NC 28097-7153

Mortgage

Document Number0000433733
DateJun 4, 2021
Instrument433733
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,564.00 (+61.9%)$248,268 (+87.55%) Land $42,130 Building $206,138$248,268 (+87.55%) Land $42,130 Building $206,138
2023$966.00$132,373 Land $24,751 Building $107,622$132,373 Land $24,751 Building $107,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Coley Store Rd

Nearby Streets

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