2023 Shadow Ln, Neptune Beach, FL 32266 Property Records

Duval County property record for 2023 Shadow Ln, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,746 sqft · built 1984
Lot Size	0.344 acres (14,967 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2015)
Tax Bill	$10,018 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`178743-0000`

Property Details

APN / Parcel Number

Primary APN	`178743-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,746 sqft Living Area
Gross Area	3,757 sqft
1st Floor Area	1,538 sqft
Upper Floors Area	1,208 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,967 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2023 SHADOW LN
City	NEPTUNE BEACH
State	FL
Zip	32266-3179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-1
Legal Description	27-82 38-2S-29E SEAGATE FOREST LOT 48
Legal Range	29E
Legal Township	02S
Legal Section	38
Legal Subdivision	SEAGATE FOREST
Legal Lot Number	48
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1037
Census Tract	14002

Owner

2023 Shadow Ln is owned and occupied by two individuals who acquired it in June 2021.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2023 SHADOW LN, NEPTUNE BEACH, FL 32266-3179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2015 · Amount on File
Deed Sale	Dec 28, 2015 · Amount on File
Prior Sale	Nov 5, 2004 · Amount on File
Deed Document Number	2015292330
Deed Book / Page	17409 / 370
Last Transfer Date	Jun 18, 2021
Transfer Doc	0197991946
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2023 SHADOW LN, NEPTUNE BEACH, FL 32266-3179
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 SHADOW LN, NEPTUNE BEACH, FL 32266-3179

Mortgage

Document Number	0204700746
Date	Oct 19, 2022
Book Page	20470/746
Instrument	2022262959

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Jul 7, 2021
Property Address	2023 SHADOW LN, NEPTUNE BEACH, FL 32266-3179
Document Number	0197991946
Book / Page	19799 / 1946
Map Reference	MB 27 PG 82&82A
Instrument Date	Jun 18, 2021
Instrument	2021171350
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2023 SHADOW LN, NEPTUNE BEACH, FL 32266-3179

Mortgage

Document Number	0197991948
Date	Jul 7, 2021
Instrument	19799/1948

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2023 Shadow Ln was $10,018 with a homeowner's exemption, up 2.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,000 (+8.79%)	$1,032,662 (+17.93%) Land $499,017 Building $533,645
2025	$10,018.00 (+2.33%) Homeowner's exemption	$603,908	$875,634 Land $384,848 Building $490,786
2024	$9,790.00 (+2.7%)
2023	$9,533.00 (+60.46%) Homeowner's exemption	$569,796 (+46.35%)	$764,908 (+47.1%) Land $334,650 Building $430,258
2022	$5,941.00 Homeowner's exemption	$389,347	$519,995 Land $312,340 Building $207,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2023 Shadow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 282 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	282 in force
Nearby Flood Claims	23 (1984–2022)
Claims Outside the SFHA	12 of 23
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2023 Shadow Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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