2010 Shadow Ln, Neptune Beach, FL 32266 Property Records

Duval County property record for 2010 Shadow Ln, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,735 sqft · built 1987
Lot Size	0.491 acres (21,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Oct 2026)
Tax Bill	$5,799 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`178740-0000`

Property Details

APN / Parcel Number

Primary APN	`178740-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,735 sqft Living Area
Gross Area	5,197 sqft
1st Floor Area	1,569 sqft
Upper Floors Area	1,166 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Lap Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,382 sqft (0.491 acres)
Lot Dimensions	100 ft deep x 149 ft wide
View / Lot	Wetland
Garage Type	Attached
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	932 sqft
Patio Area	943 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2010 SHADOW LN
City	NEPTUNE BEACH
State	FL
Zip	32266-3179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-1
Legal Description	27-82 38-2S-29E SEAGATE FOREST LOT 45
Legal Range	29E
Legal Township	02S
Legal Section	38
Legal Subdivision	SEAGATE FOREST
Legal Lot Number	45
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1037
Census Tract	14002

Owner

Source: Duval County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 13TH AVE N, JACKSONVILLE BEACH, FL 32250-4750
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Deed Document Number	2026236989
Deed Book / Page	22085 / 2481
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 8, 2026
Property Address	2010 SHADOW LN, NEPTUNE BEACH, FL 32266-3179
Document Number	0000236989
Book / Page	22085 / 2481
Instrument Date	Oct 1, 2026
Instrument	2026236989
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 13TH AVE N, JACKSONVILLE BEACH, FL 32250-4750

Mortgage

Document Number	0000236990,
Date	Oct 8, 2026
Instrument	2026236990

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2010 SHADOW LN, NEPTUNE BEACH, FL 32266-3179
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 SHADOW LN, NEPTUNE BEACH, FL 32266-3179

Mortgage

Document Number	0200862401
Date	Jan 7, 2022
Book Page	20086/2401
Instrument	2022005209

Lender

Name	TRUIST BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2010 SHADOW LN, NEPTUNE BEACH, FL 32266-3179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185642311
Date	Oct 16, 2018
Book Page	18564/2311
Instrument	2018245909

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,967 (+2.7%)	$1,216,980 (+34.68%) Land $730,841 Building $486,139
2025	$5,799.00 (+2.46%) Homeowner's exemption	$367,057 (+5.99%)	$903,587 (+16.47%) Land $623,311 Building $280,276
2024	$5,660.00 (+2.85%)
2023	$5,503.00 (+9.34%) Homeowner's exemption	$346,324 (+3%)	$775,839 (+17.94%) Land $530,484 Building $245,355
2022	$5,033.00 Homeowner's exemption	$336,237	$657,818 Land $424,396 Building $233,422

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 282 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	282 in force
Nearby Flood Claims	23 (1984–2022)
Claims Outside the SFHA	12 of 23
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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