2023 Four Winds Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2023 Four Winds Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,630 sqft · built 1986
Lot Size	0.592 acres (25,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`8914-23-327-003`

Property Details

APN / Parcel Number

Primary APN	`8914-23-327-003`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	959 sqft
Basement Area	959 sqft
Finished Basement	450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,800 sqft (0.592 acres)
Lot Dimensions	58 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2023 FOUR WINDS DR
City	CEDAR FALLS
State	IA
Zip	50613-6433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE PARK LOT 13
Legal Range	14W
Legal Township	89N
Legal Section	23
Legal Subdivision	BROOKSIDE PARK
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1000
Census Tract	2606

Owner

Source: Black Hawk County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2023 FOUR WINDS DR, CEDAR FALLS, IA 50613-6433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jul 16, 2018	Deed of Trust, Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2007
Deed Sale	Jul 16, 2007
Deed Document Number	20072008001199
Prior Transfer Date	Jul 13, 2007
Prior Transfer Doc	2008001199
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 16, 2026
Property Address	2023 FOUR WINDS DR, CEDAR FALLS, IA 50613-6433
Document Number	0000008954
Instrument Date	Jun 11, 2026
Instrument	20268954
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 FOUR WINDS DR, CEDAR FALLS, IA 50613-6433

Mortgage

Document Number	0000008954,
Date	Jun 16, 2026
Instrument	20268954

Lender

Name	FARMERS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2041

Interest

Rate	5.71%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2023 FOUR WINDS DR, CEDAR FALLS, IA 50613-6433
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900000759
Date	Jul 16, 2018
Instrument	201900000759

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,928.00 Homeowner's exemption	$296,430 (+16.56%) Land $44,590 Building $251,840	$296,430 (+16.56%) Land $44,590 Building $251,840
2024	$3,928.00 (+7.68%)
2023		$254,310 (+23.15%) Land $44,590 Building $209,720	$254,310 (+23.15%) Land $44,590 Building $209,720
2022	$3,648.00 Homeowner's exemption	$206,510 Land $44,590 Building $161,920
2021			$206,510 Land $44,590 Building $161,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Mediacom Xtream.

Nearby Properties on Four Winds Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures