2023 Crystal Clear Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 2023 Crystal Clear Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,733 sqft · built 2002
Lot Size	0.122 acres (5,322 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Jun 2025)
Tax Bill	$8,611 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`580-270-20-00`

Property Details

APN / Parcel Number

Primary APN	`580-270-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,733 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	5,322 sqft (0.122 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2023 CRYSTAL CLEAR DR
City	SPRING VALLEY
State	CA
Zip	91978-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 20 TR 013867
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013867
Legal Block	3
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13506

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY
Jun 30, 2026	Gift Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 9, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 5, 2025	Intrafamily Transfer, Transfer
Dec 5, 2025	Intrafamily Transfer, Transfer
Feb 23, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 8, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 1, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Document Number	2025165983
Prior Transfer Date	Dec 26, 2024
Prior Transfer Doc	0000000660
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2026
Property Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021
Document Number	0000188333
Instrument Date	Jun 25, 2026
Instrument	2026188333
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2026
Property Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021
Document Number	0000186892
Instrument Date	Jun 24, 2026
Instrument	2026186892
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021

Mortgage

Document Number	0000186893,
Date	Jun 30, 2026
Instrument	2026186893

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2026
Property Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021
Document Number	0000164832
Instrument Date	Jun 9, 2026
Instrument	2026164832
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2025
Property Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021
Document Number	0000344340
Map Reference	MAP 13867
Instrument Date	Nov 3, 2025
Instrument	2025-0344340
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1702 LAWNDALE RD, EL CAJON, CA 92019-3778

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2025
Property Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021
Document Number	0000344339
Map Reference	MAP 13867
Instrument Date	Nov 3, 2025
Instrument	2025-0344339
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1702 LAWNDALE RD, EL CAJON, CA 92019-3778

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021

Mortgage

Document Number	0000082467
Date	Feb 23, 2022
Instrument	2022-0082467

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ENCINITAS, CA 92024

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.22%
Adjustable	Adjustable Rate Rider
Index	1-Year CMT
Max Rate	8.22%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021

Mortgage

Document Number	0000608995
Date	Oct 8, 2020
Instrument	2020-0608995

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2023 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2021
Document Number	0000608996
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2023 CRYSTAL CLEAR DR SPRING VALLEY CA 919782021, SPRING VALLEY, CA 91978-2021

Mortgage

Document Number	0000608996
Date	Oct 8, 2020
Instrument	608996

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	2.86%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,050,000 (+56.01%) Land $500,000 Building $550,000
2025	$8,611.00 (+6.8%)	$673,026 (+4.04%) Land $240,650 Building $432,376
2023	$8,063.00 (+1.49%) Homeowner's exemption	$646,894 Land $231,306 Building $415,588
2022	$7,945.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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