Harris County property record for 20227 Laurel Lock Dr, Katy, TX 77450 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 2,298 sqft Living Area |
| Lot Size | 7,475 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $353,780 (2022) |
| Tax Bill | $6,440.00 (2025) |
| Primary APN | 109-375-000-0009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,298 sqft Living Area |
| 1st Floor | 2,298 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Traditional Style |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Lot Area | 7,475 sqft (0.172 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 462 sqft Garage |
| Pool Area | 576 sqft Pool |
| Porch Area | 80 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 1093750000009 |
|---|---|
| Street Address | 20227 LAUREL LOCK DR |
| City | KATY |
| State | TX |
| Zip | 77450-4327 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 9 BLK 7 NOTTINGHAM COUNTRY SEC 4 |
| Legal Subdivision | NOTTINGHAM COUNTRY SEC 4 |
| Legal Block | 7 |
| Legal Lot Number | 9 |
| Jurisdiction | HARRIS TX |
| Minor Civil Division | HOUSTON |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 454700 |
Source: Harris County records · APN 109-375-000-0009
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20227 LAUREL LOCK DR, KATY, TX 77450-4327 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HARBORSTONE CU |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Dec 29, 2022 | Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 08, 2020 | Vendor's Lien, Transfer · Veterans Administration Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on Record |
| Deed Sale | Dec 29, 2022 · Amount on Record |
| Prior Sale | Sep 08, 2020 · Amount on Record |
| Deed Doc Number | 2022603681 |
| Prior Transfer Date | May 20, 2008 |
| Prior Transfer Doc | 0000282992 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20227 LAUREL LOCK DR, KATY, TX 77450-4327 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 20227 LAUREL LOCK DR, KATY, TX 77450-4327 |
| Document Number | 0000266435 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 2025-266435 |
| Name | HARBORSTONE CU |
|---|---|
| Type | Credit Union |
| Address | LAKEWOOD, WA 98499 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20227 LAUREL LOCK DR, KATY, TX 77450-4327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000206612 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2020-206612 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TUCSON, AZ 85711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 29, 2022 |
| Property Address | 20227 LAUREL LOCK DR, KATY, TX 77450-4327 |
| Document Number | 0000603681 |
| Map Reference | VOL 234 PG 62 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 2022-603681 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5048 MORRISON BLVD, KATY, TX 77493-9509 |
| Name | Verified Name |
|---|---|
| Address | 20227 LAUREL LOCK DR, KATY, TX 77450-4327 |
| Document Number | 0000603682 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 2022-603682 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 08, 2020 |
| Property Address | 20227 LAUREL LOCK DR, KATY, TX 77450-4327 |
| Document Number | 0000417666 |
| Map Reference | VOL 234 PG 62 |
| Instrument Date | Sep 03, 2020 |
| Instrument | 2020-417666 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | ENVISION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20227 LAUREL LOCK DR, KATY, TX 77450-4327 |
| Document Number | 0000417667 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 2020-417667 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,440.00 (+6.46%) Homeowner's exemption | $400,000 (+3.92%) Land $98,035 Building $301,965 | $400,000 (+3.92%) Land $98,035 Building $301,965 |
| 2024 | $6,049.00 (-10.42%) | ||
| 2023 | $384,900 Land $62,322 Building $322,578 | $384,900 Land $62,322 Building $322,578 | |
| 2022 | $6,753.00 (+53.09%) | ||
| 2020 | $4,411.00 |
20227 Laurel Lock Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Harris County (48201C), updated May 17, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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