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20222 Laurel Lock Dr, Katy, TX 77450 Property Records

Harris County property record for 20222 Laurel Lock Dr, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,037 sqft · built 1980
Lot Size0.16 acres (6,954 sqft)
Owner2 Individual Names on Record
Last Sale$303,800 (Aug 2020)
Tax Bill$6,390 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN109-374-000-0024

Property Details

APN / Parcel Number

Primary APN109-374-000-0024

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,037 sqft Living Area
1st Floor Area1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2019
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,954 sqft (0.16 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft
PorchOpen Frame Porch
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1093740000024
Street Address20222 LAUREL LOCK DR
CityKATY
StateTX
Zip77450-4328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 24 BLK 6 NOTTINGHAM COUNTRY SEC 4
Legal SubdivisionNOTTINGHAM COUNTRY SEC 4
Legal Block6
Legal Lot Number24
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2006
Census Tract454700

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20222 LAUREL LOCK DR, KATY, TX 77450-4328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleDec 2, 2013 · Amount on Record
Deed Document Number2020372201
Prior Transfer DateAug 6, 2020
Prior Transfer Doc0000372201
Record UpdatedOct 29, 2026

August 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateAug 14, 2020
Property Address20222 LAUREL LOCK DR, KATY, TX 77450-4328
Document Number0000372201
Map ReferenceVOL 234 PG 62-77
Instrument DateAug 6, 2020
Instrument2020-372201
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 2, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22022 LAUREL LOCK DRIVE, KATY, TX 77450

Mortgage

Document Number0000372202
DateAug 14, 2020
Instrument2020-372202
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$391,515 (-1.5%) Land $104,256 Building $287,259$391,515 (-1.5%) Land $104,256 Building $287,259
2025$6,390.00 (+22.55%) Homeowner's exemption$397,493 (+1.54%) Land $97,306 Building $300,187$397,493 (+1.54%) Land $97,306 Building $300,187
2024$5,214.00 (+17.27%)
2023$391,479 Land $61,859 Building $329,620$391,479 Land $61,859 Building $329,620
2022$4,446.00 (-19.19%)
2020$5,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 147 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies147 in force
Nearby Flood Claims92 (1981–2024)
Claims Outside the SFHA88 of 92
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 10 claims
  • Severe Storms And Flooding, Apr 2016 · 5 claims
  • Hurricane Alicia, Aug 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASON CREEK UTILITY DISTRICT
serves 8,900 people · EPA ID TX1010379
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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