Lee County property record for 20218 Black Tree Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,094 sqft · built 2012 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Feb 2019) |
| Tax Bill | $7,809 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-26-E1-21000.1080 |
| Primary APN | 29-46-26-E1-21000.1080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,094 sqft Living Area |
| Gross Area | 4,943 sqft |
| 1st Floor Area | 1,509 sqft |
| Upper Floors Area | 1,793 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 7,754 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 691 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 158 sqft |
| Patio Area | 400 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10558334 |
|---|---|
| Street Address | 20218 BLACK TREE LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-6434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT CORKSCREW DESC IN INST# 2012000094503 LOT 108 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | PRESERVE AT CORKSCREW |
| Legal Tract | E1 |
| Legal Block | 4 |
| Legal Lot Number | 108 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 50311 |
Source: Lee County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20218 BLACK TREE LN, ESTERO, FL 33928-6434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE WAREHOUSE |
| Feb 27, 2019 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2019 · Amount on Record |
| Deed Sale | Feb 27, 2019 · Amount on Record |
| Prior Sale | Aug 18, 2014 · Amount on Record |
| Deed Document Number | 201946069 |
| Prior Transfer Date | Sep 15, 2014 |
| Prior Transfer Doc | 0000202763 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20218 BLACK TREE LN, ESTERO, FL 33928-6434 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | ACCESS TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 20218 BLACK TREE LN, ESTERO, FL 33928-6434 |
| Document Number | 0000385597 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021000385597 |
| Name | THE MORTGAGE WAREHOUSE |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Feb 27, 2019 |
| Property Address | 20218 BLACK TREE LN, ESTERO, FL 33928-6434 |
| Document Number | 0000046069 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 46069 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20218 BLACK TREE LN ESTERO FL 339286434, ESTERO, FL 33928-6434 |
| Document Number | 46070 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 46070 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2049 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,809.00 (+13.16%) Homeowner's exemption | $408,769 (+5.99%) | $520,319 (-18.14%) Land $97,320 Building $422,999 |
| 2023 | $6,901.00 (+26%) Homeowner's exemption | $385,679 (+3%) | $635,627 (+25.38%) Land $86,140 Building $549,487 |
| 2022 | $5,477.00 Homeowner's exemption | $374,446 | $506,955 Land $90,900 Building $416,055 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| CenturyLink Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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