Monroe County property record for 2022 S Bernard Dr, Bloomington, IN 47403 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2021 |
| Square Footage | 946 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,640.00 (2025) |
| Primary APN | 015-10185-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 946 sqft Living Area |
| 1st Floor | 946 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 015-10185-00 |
|---|---|
| Street Address | 2022 S BERNARD DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47403-2935 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 015-10185-00 OSAGE PLACE LOT 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IN |
| Minor Civil Division | PERRY |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 402 |
Source: Monroe County records · APN 015-10185-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2022 S BERNARD DR, BLOOMINGTON, IN 47403-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 14, 2022 | Warranty Deed, Transfer · Stand Alone Second Mortgage HABITAT FOR HUMANITY OF MONROE COUN |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2022 S BERNARD DR, BLOOMINGTON, IN 47403-2935 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022017496 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022017496 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Dec 14, 2022 |
| Property Address | 2022 S BERNARD DR, BLOOMINGTON, IN 47403-2935 |
| Document Number | 2022017478 |
| Map Reference | DOC 2022007569 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022017478 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2022 S BEMARD DR, BLOOMINGTON, IN 47403 |
| Document Number | 2022017480 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022017480 |
| Name | HABITAT FOR HUMANITY OF MONROE COUN |
|---|---|
| Type | Government Agency |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Number | 2022017479 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022017479 |
| Name | HABITAT FOR HUMANITY OF MONROE COUNTY |
|---|---|
| Type | Government Agency |
| Address | BLOOMINGTON, IN 47408 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,640.00 (-8.02%) | $195,600 Land $55,000 Building $140,600 | $195,600 Land $55,000 Building $140,600 |
| 2024 | $1,783.00 |
2022 S Bernard Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Monroe County (18105C), updated September 17, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 36th in Indiana |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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