2014 S Bernard Dr, Bloomington, IN 47403 Property Records

Monroe County property record for 2014 S Bernard Dr, Bloomington, IN 47403

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,670 sqft · built 2021
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Tax Bill$2,461 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN015-10185-03

Property Details

APN / Parcel Number

Primary APN015-10185-03
Alternative APN
  • 53-08-08-100-115.003-009

Interior

Bedrooms5 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,670 sqft Living Area
1st Floor Area1,670 sqft
AtticAttic
Attic Area462 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeWood
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number015-10185-03
Street Address2014 S BERNARD DR
CityBLOOMINGTON
StateIN
Zip47403-2935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description015-10185-03 OSAGE PLACE LOT 3
Legal Lot Number3
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group3
Census Block3004
Census Tract402

Owner

2014 S Bernard Dr is owned and occupied by an individual.

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2014 S BERNARD DR, BLOOMINGTON, IN 47403-2935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateSep 29, 2022
Property Address2014 S BERNARD DR, BLOOMINGTON, IN 47403-2935
Document Number2022014336
Map ReferenceDOC 2022007569
Instrument DateSep 28, 2022
Instrument2022014336
Transaction TypeTransfer
Record UpdatedDec 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2014 S BERNAND AVE, BLOOMINGTON, IN 47403

Mortgage

Document Number2022014337
DateSep 29, 2022
Instrument2022014337
Lender
NameHABITAT FOR HUMANITY
TypeGovernment Agency
AddressBLOOMINGTON, IN 47408
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term301 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2014 S Bernard Dr was $2,461, down 3.6% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,461.00 (-3.57%)$269,500 Land $55,000 Building $214,500$269,500 Land $55,000 Building $214,500
2024$2,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2014 S Bernard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2014 S Bernard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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