2022 Oakstone Dr, Monroe, NC 28110 Property Records

Union County property record for 2022 Oakstone Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,446 sqft · built 2003
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Oct 2019)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jun 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-027-482`

Property Details

APN / Parcel Number

Primary APN	`07-027-482`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,446 sqft Living Area
Gross Area	1,666 sqft
1st Floor Area	646 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2022 OAKSTONE DR
City	MONROE
State	NC
Zip	28110-9186
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-3 INDIA
Legal Description	#80 OAKSTONE MP2 OPCG783
Legal Subdivision	OAKSTONE
Legal Lot Number	80
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3024
Census Tract	20321

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2022 OAKSTONE DR, MONROE, NC 28110-9186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Warranty Deed, Transfer · VA Mortgage ALLEN TATE MTG PTRS LLC
Jun 21, 2019	Grant Deed, Transfer · Line of Credit NRP MTG TR I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	201930851
Deed Book / Page	7485 / 1
Prior Transfer Date	Aug 27, 2013
Prior Transfer Doc	6106798
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 8, 2019
Property Address	2022 OAKSTONE DR, MONROE, NC 28110-9186
Document Number	74851
Book / Page	007485 / 000001
Instrument Date	Sep 23, 2019
Instrument	30851
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2022 OAKSTONE DR MONROE NC 281109186, MONROE, NC 28110-9186

Mortgage

Document Number	74853
Date	Oct 8, 2019
Book Page	007485/000003
Instrument	30852

Lender

Name	ALLEN TATE MTG PTRS LLC
Address	CHARLOTTE, NC 28262

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Jun 21, 2019
Property Address	2022 OAKSTONE DR, MONROE, NC 28110-9186
Document Number	7397826
Book / Page	007397 / 000826
Instrument Date	Jun 20, 2019
Instrument	17411
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	7397828
Date	Jun 21, 2019
Book Page	007397/000828
Instrument	17412

Lender

Name	NRP MTG TR I
Address	500 DELAWARE AVE # 11TH, WILMINGTON, DE 19801-1490

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,500 (-) Land $55,000 Building $201,500	$256,500 (-) Land $55,000 Building $201,500
2025	$1,728.00 (+19.17%)	$256,500 (+51.51%) Land $55,000 Building $201,500	$256,500 (+51.51%) Land $55,000 Building $201,500
2023	$1,450.00	$169,300 Land $34,200 Building $135,100	$169,300 Land $34,200 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oakstone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures