2019 Oakstone Dr, Monroe, NC 28110 Property Records

Union County property record for 2019 Oakstone Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,230 sqft · built 2006
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (May 2006)
Tax Bill	$2,567 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-027-439`

Property Details

APN / Parcel Number

Primary APN	`07-027-439`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2019 OAKSTONE DR
City	MONROE
State	NC
Zip	28110-9186
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-3 INDIA
Legal Description	#37 OAKSTONE MP2 OPCG783
Legal Subdivision	OAKSTONE
Legal Lot Number	37
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3003
Census Tract	20321

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2019 OAKSTONE DR, MONROE, NC 28110-9186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage RURAL ECONOMIC DEVELOPME CTR I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2006 · Amount on Record
Deed Sale	May 1, 2006 · Amount on Record
Prior Sale	Nov 9, 2005 · Amount on Record
Deed Document Number	200618782
Deed Book / Page	4147 / 857
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2019 OAKSTONE DR, MONROE, NC 28110-9186
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008558876
Date	Aug 29, 2022
Book Page	8558/876
Instrument	30455

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2019 OAKSTONE DR, MONROE, NC 28110-9186
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007160742
Date	May 22, 2018
Book Page	7160/742
Instrument	0013775

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2019 OAKSTONE DR, MONROE, NC 28110-9186
Document Number	7721365
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 OAKSTONE DR MONROE NC 281109186, MONROE, NC 28110-9186

Mortgage

Document Number	7721365
Date	Jul 1, 2020
Book Page	007721/000365
Instrument	24002

Lender

Name	RURAL ECONOMIC DEVELOPME CTR I
Address	4021 CARYA DR, RALEIGH, NC 27610-2914

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 30, 2025

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,567.00 (+17.54%)	$384,900 (+49.01%) Land $73,500 Building $311,400	$384,900 (+49.01%) Land $73,500 Building $311,400
2023	$2,184.00	$258,300 Land $47,100 Building $211,200	$258,300 Land $47,100 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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