2022 Ladera Ct, Carlsbad, CA 92009 Property Records

San Diego County property record for 2022 Ladera Ct, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1978
Lot Size	0.265 acres (11,538 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Jun 2008)
Tax Bill	$9,827 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`216-482-19-00`

Property Details

APN / Parcel Number

Primary APN	`216-482-19-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,538 sqft (0.265 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2022 LADERA CT
City	CARLSBAD
State	CA
Zip	92009-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 172 TR 008379
Legal Subdivision	CARLSBAD COURT
Legal Tract	008379
Legal Block	2
Legal Lot Number	172
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	20035

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2022 LADERA CT, CARLSBAD, CA 92009-8521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 30, 2024	Deed of Trust, Mortgage · Line of Credit US BANK TRUST CO NA
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Mar 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2008 · Amount on Record
Deed Sale	Jun 25, 2008 · Amount on Record
Prior Sale	Jun 26, 2007 · Amount on Record
Deed Document Number	2008342413
Last Transfer Date	Mar 27, 2017
Transfer Doc	0000144868
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2022 LADERA CT, CARLSBAD, CA 92009-8521
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 LADERA CT, CARLSBAD, CA 92009-8521

Mortgage

Document Number	0000345850
Date	Aug 29, 2022
Instrument	2022-0345850

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2022 LADERA CT, CARLSBAD, CA 92009-8521
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2072 LADERA CT, CARLSBAD, CA 92009-8521

Mortgage

Document Number	0000812831
Date	Nov 29, 2021
Instrument	2021-0812831

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2022 LADERA CT, CARLSBAD, CA 92009-8521
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 LADERA CT, CARLSBAD, CA 92009-8521

Mortgage

Document Number	0000135004
Date	May 30, 2024
Instrument	2024-0135004

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 11, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2022 LADERA CT, CARLSBAD, CA 92009-8521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037500
Date	Feb 1, 2019
Instrument	2019-0037500

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2022 LADERA CT, CARLSBAD, CA 92009-8521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 LADERA CT, CARLSBAD, CA 92009-8521

Mortgage

Document Number	0000741679
Date	Nov 23, 2020
Instrument	2020-0741679

Lender

Name	ZB NA
Type	Bank
Address	ENCINITAS, CA 92024

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2022 LADERA CT, CARLSBAD, CA 92009-8521
Document Number	0000497247
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 LADERA CT CARLSBAD CA 920098521, CARLSBAD, CA 92009-8521

Mortgage

Document Number	0000497247
Date	Aug 31, 2020
Instrument	497247

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2022 LADERA CT, CARLSBAD, CA 92009-8521
Document Number	0000069567
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2022 LADERA CT CARLSBAD CA 920098521, CARLSBAD, CA 92009-8521

Mortgage

Document Number	0000069567
Date	Feb 11, 2020
Instrument	69567

Lender

Name	MCJAB INC
Address	4550 KEARNY VILLA RD # 215, SAN DIEGO, CA 92123-1566

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2017
Property Address	2022 LADERA CT, CARLSBAD, CA 92009-8521
Document Number	0000144868
Instrument Date	Mar 27, 2017
Instrument	144868
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2022 LADERA CT CARLSBAD CA 920098521, CARLSBAD, CA 92009-8521

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,831 (+2%) Land $669,871 Building $200,960
2025	$9,827.00 (+7.09%) Homeowner's exemption	$853,757 (+4.04%) Land $656,737 Building $197,020
2023	$9,176.00 (+2.38%) Homeowner's exemption	$820,606 Land $631,236 Building $189,370
2022	$8,963.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

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