San Diego County property record for 2012 Ladera Ct, Carlsbad, CA 92009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,147 sqft · built 1978 |
| Lot Size | 0.467 acres (20,321 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Dec 2015) |
| Tax Bill | $11,888 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 216-482-20-00 |
| Primary APN | 216-482-20-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,147 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 20,321 sqft (0.467 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2012 LADERA CT |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92009-8521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 173 TR 008379 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 008379 |
| Legal Block | 2 |
| Legal Lot Number | 173 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20035 |
Source: San Diego County records · APN 216-482-20-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2012 LADERA CT, CARLSBAD, CA 92009-8521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 26, 2021 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BBVA USA |
| Nov 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 19, 2020 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Dec 03, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2015 · Amount on Record |
| Deed Sale | Dec 01, 2015 · Amount on Record |
| Deed Document Number | 2015616647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2012 LADERA CT, CARLSBAD, CA 92009-8521 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2012 LADERA CT, CARLSBAD, CA 92009-8521 |
| Document Number | 0000099844 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2022-0099844 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Feb 26, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2012 LADERA CT, CARLSBAD, CA 92009-8521 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 2012 LADERA CT, CARLSBAD, CA 92009-8521 |
| Document Number | 0000150855 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-0150855 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | ROSEVILLE, CA 95661 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 18, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2012 LADERA CT, CARLSBAD, CA 92009-8521 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 2021 LADERA CT, CARLSBAD, CA 92009-8521 |
| Document Number | 0000150854 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-0150854 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35233 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2012 LADERA CT, CARLSBAD, CA 92009-8521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000505319 |
|---|---|
| Date | Nov 04, 2019 |
| Instrument | 2019-0505319 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2012 LADERA CT, CARLSBAD, CA 92009-8521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2012 LADERA CT, CARLSBAD, CA 92009-8521 |
| Document Number | 0000635184 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020-0635184 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2012 LADERA CT, CARLSBAD, CA 92009-8521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2012 LADERA CT, CARLSBAD, CA 92009-8521 |
| Document Number | 0000773274 |
|---|---|
| Date | Dec 03, 2020 |
| Instrument | 2020-0773274 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 15, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,069,681 (+2%) Land $332,841 Building $736,840 | |
| 2025 | $11,888.00 (+17.77%) Homeowner's exemption | $1,048,708 (+15.12%) Land $326,315 Building $722,393 |
| 2023 | $10,094.00 (+2.35%) Homeowner's exemption | $910,988 Land $311,645 Building $599,343 |
| 2022 | $9,862.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730200352, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 178 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Ting Fiber.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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