20219 Wave Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20219 Wave Ct, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,715 sqft · built 1997
Lot Size0.468 acres (20,414 sqft)
OwnerCompany Name on Record
Last Sale$548,000 (Dec 2019)
Tax Bill$4,228 (2024)
Deeds & MortgagesOct 2025 Transfer
Mar 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN001-175-18

Property Details

APN / Parcel Number

Primary APN001-175-18

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,715 sqft Heated Area
Gross Area4,327 sqft
1st Floor Area1,998 sqft
Upper Floors Area1,721 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialMasonite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,414 sqft (0.468 acres)
Garage Area552 sqft
PorchPorch
Porch Area56 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address20219 WAVE CT
CityCORNELIUS
StateNC
Zip28031-4816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL148 M28-183
Legal SubdivisionCROWN HARBOR NORTH PH 02 MAP 0
Legal Lot Number148
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1012
Census Tract6216

Owner

Source: Mecklenburg County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address20219 WAVE CT, CORNELIUS, NC 28031-4816
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Intrafamily Transfer, Transfer
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
TOWER FCU
Oct 24, 2017Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Feb 18, 2020Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Dec 20, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 20, 2019 · Amount on Record
Deed SaleDec 20, 2019 · Amount on Record
Prior SaleDec 20, 2019 · Amount on Record
Deed Document Number0000174511
Deed Book / Page34143 / 891
Last Transfer DateOct 23, 2025
Transfer Doc0000109019
Record UpdatedJun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateOct 23, 2025
Property Address20219 WAVE CT, CORNELIUS, NC 28031-4816
Document Number0000109019
Book / Page39954 / 420
Map ReferenceMB 28 PG 183
Instrument DateOct 23, 2025
Instrument2025109019
Transaction TypeTransfer
Record UpdatedNov 4, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20219 WAVE CT, CORNELIUS, NC 28031-4816

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address20219 WAVE CT, CORNELIUS, NC 28031-4816

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20219 WAVE CT, CORNELIUS, NC 28031-4816
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044182
DateMar 8, 2021
Book Page35766/234
Instrument2021044182
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20219 WAVE CT, CORNELIUS, NC 28031-4816
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000241951
DateDec 23, 2021
Book Page36908/329
Instrument2021241951
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 25, 2052

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20219 WAVE CT, CORNELIUS, NC 28031-4816
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000144028
DateOct 24, 2017
Book Page32219/221
Instrument2017144028
Lender
NamePENTAGON FCU
TypeCredit Union
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 11, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20219 WAVE CT, CORNELIUS, NC 28031-4816
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySINGLESOURCE PROP SLN LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022378
DateFeb 18, 2020
Book Page34289/977
Instrument2020022378
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 20, 2019
Property Address20219 WAVE CT, CORNELIUS, NC 28031-4816
Document Number0000174511
Book / Page34143 / 891
Map ReferenceMB 28 PG 183
Instrument DateDec 19, 2019
Instrument2019174511
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyBARRISTER S TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,096.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address644 NORMANDY RD, 644, MOORESVILLE, NC 28117-8435

Transferred To (Grantee/Buyer)

NameVerified Name
Address20219 WAVE CT, CORNELIUS, NC 28031-4816

Mortgage

Document Number0000174512
DateDec 20, 2019
Instrument2019174512
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$644,350 Land $200,000 Building $444,350
2024$4,228.00
2023$644,350 Land $200,000 Building $444,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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