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20213 Wave Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20213 Wave Ct, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,931 sqft · built 1996
Lot Size0.463 acres (20,170 sqft)
Owner2 Individual Names on Record
Last Sale$422,000 (Jul 2019)
Tax Bill$4,687 (2023)
Deeds & MortgagesNov 2023 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-175-17

Property Details

APN / Parcel Number

Primary APN001-175-17

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,931 sqft Heated Area
Gross Area3,383 sqft
1st Floor Area1,344 sqft
Upper Floors Area1,387 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialAsbestos
Lot Area20,170 sqft (0.463 acres)
Garage Area460 sqft
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-175-17
Street Address20213 WAVE CT
CityCORNELIUS
StateNC
Zip28031-4816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL149 M28-183
Legal SubdivisionCROWN HARBOR PH 2 SEC 1
Legal Lot Number149
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1012
Census Tract6216

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20213 WAVE CT, CORNELIUS, NC 28031-4816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Deed of Trust, Mortgage · Commercial Mortgage
TRUIST BANK
Jul 11, 2019Warranty Deed, Transfer · VA Mortgage
KS STATEBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2019 · Amount on Record
Deed SaleJul 11, 2019 · Amount on Record
Prior SaleJun 30, 2009 · Amount on Record
Deed Document Number0003366180
Deed Book / Page33661 / 80
Record UpdatedJun 7, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20213 WAVE CT, CORNELIUS, NC 28031-4816
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20213 WAVE CT, CORNELIUS, NC 28031-4816

Mortgage

Document Number0000109572
DateNov 20, 2023
Book Page38492/503
Instrument2023109572
Lender
NameTRUIST BANK
TypeBank
Address28471
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueNov 19, 2033

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 11, 2019
Property Address20213 WAVE CT, CORNELIUS, NC 28031-4816
Document Number0000087522
Book / Page033661 / 000080
Instrument DateJul 11, 2019
Instrument87522
Transaction TypeTransfer
Record UpdatedAug 1, 2019
Title CompanyINVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$844.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address20213 WAVE CT CORNELIUS NC 280314816, CORNELIUS, NC 28031-4816

Mortgage

Document Number87523
DateJul 11, 2019
Book Page033661/000082
Instrument87523
Lender
NameKS STATEBANK
AddressMANHATTAN, KS 66502
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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