20215 Decker Ridge Dr, Katy, TX 77449 Property Records

Harris County property record for 20215 Decker Ridge Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,177 sqft · built 2004
Lot Size	0.137 acres (5,971 sqft)
Owner	Individual Name on File
Last Sale	$108,700 (Mar 2005)
Tax Bill	$2,671 (2025)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`123-768-003-0053`

Property Details

APN / Parcel Number

Primary APN	`123-768-003-0053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,177 sqft Living Area
1st Floor Area	1,177 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,971 sqft (0.137 acres)
View / Lot	Buildable
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1237680030053
Street Address	20215 DECKER RIDGE DR
City	KATY
State	TX
Zip	77449-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 53 BLK 3 SETTLERS VILLAGE SEC 5
Legal Subdivision	SETTLERS VILLAGE SEC 5
Legal Block	3
Legal Lot Number	53
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1023
Census Tract	542201

Owner

20215 Decker Ridge Dr is owned and occupied by an individual who bought it in March 2005.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20215 DECKER RIDGE DR, KATY, TX 77449-2305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2005 · Amount on File
Deed Sale	Mar 3, 2005 · Amount on File
Deed Document Number	2005296916
Deed Book / Page	228 / 2020
Prior Transfer Date	Feb 23, 2005
Prior Transfer Doc	000Y296916
Record Updated	Oct 29, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	20215 DECKER RIDGE DR, KATY, TX 77449-2305
Document Number	0000271838
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20215 DECKER RIDGE DR KATY TX 774492305, KATY, TX 77449-2305

Mortgage

Document Number	0000271838
Date	Jun 19, 2018
Instrument	271838

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 20215 Decker Ridge Dr was $2,671 with a homeowner's exemption, up 105.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,865 (-1.34%) Land $47,643 Building $160,222	$207,865 (-1.34%) Land $47,643 Building $160,222
2025	$2,671.00 (+105.78%) Homeowner's exemption	$210,684 Land $47,643 Building $163,041	$210,684 Land $47,643 Building $163,041
2024	$1,298.00
2023		$218,643 Land $47,643 Building $171,000	$218,643 Land $47,643 Building $171,000
2022	$1,080.00
2020	$922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20215 Decker Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20215 Decker Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20