Harris County property record for 20203 Decker Ridge Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 2003 |
| Lot Size | 0.215 acres (9,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,300 (Aug 2019) |
| Tax Bill | $3,588 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-768-003-0056 |
| Primary APN | 123-768-003-0056 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,352 sqft (0.215 acres) |
| View / Lot | Primary |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 150 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1237680030056 |
|---|---|
| Street Address | 20203 DECKER RIDGE DR |
| City | KATY |
| State | TX |
| Zip | 77449-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 56 BLK 3 SETTLERS VILLAGE SEC 5 |
| Legal Subdivision | SETTLERS VILLAGE SEC 5 |
| Legal Block | 3 |
| Legal Lot Number | 56 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 542201 |
20203 Decker Ridge Dr is owned and occupied by an individual who bought it in August 2019.
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20203 DECKER RIDGE DR, KATY, TX 77449-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2019 | Warranty Deed, Transfer CALIBER HM LOANS |
| May 31, 2019 | Vendor's Lien, Transfer · Commercial Mortgage DEUTSCHE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on File |
| Deed Sale | Aug 13, 2019 · Amount on File |
| Prior Sale | May 31, 2019 · Amount on File |
| Deed Document Number | 2019352845 |
| Prior Transfer Date | Jun 1, 2012 |
| Prior Transfer Doc | 0000328765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 13, 2019 |
| Property Address | 20203 DECKER RIDGE DR, KATY, TX 77449-2305 |
| Document Number | 0000352845 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 352845 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20203 DECKER RIDGE DR KATY TX 774492305, KATY, TX 77449-2305 |
| Document Number | 352846 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 352846 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 31, 2019 |
| Property Address | 20203 DECKER RIDGE DR, KATY, TX 77449-2305 |
| Document Number | 0000228915 |
| Map Reference | MF 529033 |
| Instrument Date | May 29, 2019 |
| Instrument | 2019-228915 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6906 TWILIGHT ELM TRCE, KATY, TX 77493-3390 |
| Name | Verified Name |
|---|---|
| Address | 405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999 |
| Investor | Possibly a Property Investor |
| Document Number | 0000228916 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2019-228916 |
| Name | DEUTSCHE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 20203 Decker Ridge Dr was $3,588 with a homeowner's exemption, up 129.4% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,547 (-1.37%) Land $50,759 Building $202,788 | $253,547 (-1.37%) Land $50,759 Building $202,788 | |
| 2025 | $3,588.00 (+129.41%) Homeowner's exemption | $257,065 Land $50,759 Building $206,306 | $257,065 Land $50,759 Building $206,306 |
| 2024 | $1,564.00 | ||
| 2023 | $267,199 Land $50,759 Building $216,440 | $267,199 Land $50,759 Building $216,440 | |
| 2022 | $1,301.00 | ||
| 2020 | $1,338.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20203 Decker Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20203 Decker Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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