2021 Witmore Rd, Wingate, NC 28174 Property Records

Union County property record for 2021 Witmore Rd, Wingate, NC 28174

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,925 sqft · built 1970
Lot Size	1.28 acres (55,887 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Apr 2025)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-034-013`

Property Details

APN / Parcel Number

Primary APN	`09-034-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,925 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	55,887 sqft (1.28 acres)
Porch	Slab
Porch Area	242 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2021 WITMORE RD
City	WINGATE
State	NC
Zip	28174-6770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#1 HAYES OPCB359A
Legal Subdivision	CONTAINING 1
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2023
Census Tract	20702

Owner

Source: Union County records · APN 09-034-013

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2021 WITMORE RD, WINGATE, NC 28174-6770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
May 08, 2019	Deed of Trust, Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Nov 17, 2016 · Amount on Record
Deed Document Number	20259957
Deed Book / Page	9104 / 809
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2021 WITMORE RD, WINGATE, NC 28174-6770
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 WITMORE RD, WINGATE, NC 28174-6770

Mortgage

Document Number	0008569218
Date	Sep 12, 2022
Book Page	8569/218
Instrument	32016

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2021 WITMORE RD, WINGATE, NC 28174-6770
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7674362
Date	May 20, 2020
Book Page	7674/362
Instrument	17416

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2021 WITMORE RD, WINGATE, NC 28174-6770
Document Number	7368798
Instrument Date	May 08, 2019
Transaction Type	Mortgage
Record Updated	Jun 06, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 WITMORE RD WINGATE NC 281746770, WINGATE, NC 28174-6770

Mortgage

Document Number	7368798
Date	May 13, 2019
Book Page	007368/000798
Instrument	12705

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 12, 2039

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,655.00 (+28.49%)	$327,100 (+66.29%) Land $69,000 Building $258,100	$327,100 (+66.29%) Land $69,000 Building $258,100
2023	$1,288.00	$196,700 Land $26,700 Building $170,000	$196,700 Land $26,700 Building $170,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Based on FCC filings for 25 locations within half a mile of this property.

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