1516 Witmore Rd, Wingate, NC 28174 Property Records

Union County property record for 1516 Witmore Rd, Wingate, NC 28174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1997
Lot Size	10.5 acres (460,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Jul 2020)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Aug 2020 Transfer Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-031-002`

Property Details

APN / Parcel Number

Primary APN	`09-031-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	460,865 sqft (10.5 acres)
Garage Type	Detached
Garage Area	1,384 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1516 WITMORE RD
City	WINGATE
State	NC
Zip	28174-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	10.58A 7769-283
Legal Subdivision	RICKY RAY BENTON PROPERTY
Legal Tract	3
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2009
Census Tract	20702

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1516 WITMORE RD, WINGATE, NC 28174-8705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Correction Deed, Transfer ATTORNEY ONLY
Jul 10, 2020	Deed of Trust, Mortgage · Conventional with PMI ALCOVA MTG
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Sep 19, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jan 12, 2017	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jan 12, 2017 · Amount on Record
Deed Document Number	202025471
Deed Book / Page	7731 / 337
Record Updated	Oct 29, 2026

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Aug 12, 2020
Property Address	1516 WITMORE RD, WINGATE, NC 28174-8705
Document Number	7769283
Book / Page	007769 / 000283
Instrument Date	Jul 20, 2020
Instrument	30769
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 WITMORE RD WINGATE NC 281748705, WINGATE, NC 28174-8705

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1516 WITMORE RD, WINGATE, NC 28174-8705
Document Number	7769286
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1516 WITMORE RD WINGATE NC 281748705, WINGATE, NC 28174-8705

Mortgage

Document Number	7769286
Date	Aug 12, 2020
Book Page	007769/000286
Instrument	30770

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 10, 2020
Property Address	1516 WITMORE RD, WINGATE, NC 28174-8705
Document Number	0007731337
Book / Page	7731 / 337
Instrument Date	Jul 1, 2020
Instrument	25471
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 WITMORE RD, WINGATE, NC 28174-8705

Mortgage

Document Number	0000025472
Date	Jul 10, 2020
Instrument	25472

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1516 WITMORE RD, WINGATE, NC 28174-8705
Document Number	7018714
Book / Page	007018 / 000714
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1516 WITMORE RD WINGATE NC 281748705, WINGATE, NC 28174-8705

Mortgage

Document Number	7018714
Date	Sep 21, 2017
Book Page	007018/000714
Instrument	27738

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 12, 2017
Property Address	1516 WITMORE RD, WINGATE, NC 28174-8705
Document Number	0006858450
Book / Page	6858 / 450
Instrument Date	Jan 12, 2017
Instrument	0000910
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1516 WITMORE RD, 1516, WINGATE, NC 28174-8705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 WITMORE RD, WINGATE, NC 28174-8705

Mortgage

Document Number	0000000911
Date	Jan 12, 2017
Instrument	0000911

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,200 (-) Land $123,200 Building $385,000	$508,200 (-) Land $123,200 Building $385,000
2025	$2,572.00 (+11.87%)	$508,200 (+44.79%) Land $123,200 Building $385,000	$508,200 (+44.79%) Land $123,200 Building $385,000
2023	$2,299.00	$351,000 Land $79,500 Building $271,500	$351,000 Land $79,500 Building $271,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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