2021 White Birch Dr, Vista, CA 92081 Property Records

San Diego County property record for 2021 White Birch Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,439 sqft · built 1989
Lot Size	0.141 acres (6,156 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Feb 2022)
Tax Bill	$15,166 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169-431-90-00`

Property Details

APN / Parcel Number

Primary APN	`169-431-90-00`
Alternative APN	`1694314600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,439 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Lot Area	6,156 sqft (0.141 acres)
View / Lot	Good
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	1694314600
Street Address	2021 WHITE BIRCH DR
City	VISTA
State	CA
Zip	92081-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	PAR D TR PM15832
Legal Subdivision	CHATEAU DEL NORTE
Legal Tract	15832
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1025
Census Tract	19810

Owner

2021 White Birch Dr is owner-occupied and held in a trust since February 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2021 WHITE BIRCH DR, VISTA, CA 92081-7319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Dec 31, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	May 14, 2015 · Amount on File
Deed Document Number	202259621
Prior Transfer Date	Feb 19, 2015
Prior Transfer Doc	0000099802
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2022
Property Address	2021 WHITE BIRCH DR, VISTA, CA 92081-7319
Document Number	0000059621
Map Reference	FILE 89-555914
Instrument Date	Jan 12, 2022
Instrument	2022-0059621
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2021 WHITE BIRCH DR, VISTA, CA 92081-7319

Mortgage

Document Number	0000059622
Date	Feb 8, 2022
Instrument	2022-0059622

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2021 WHITE BIRCH DR, VISTA, CA 92081-7319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000533621
Date	Dec 31, 2018
Instrument	2018-0533621

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 2, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2021 White Birch Dr was $15,166.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,298,908 (+2%) Land $1,006,654 Building $292,254
2025	$15,166.00	$1,273,440 Land $986,916 Building $286,524
2023	$13,227.00 (+65.44%) Homeowner's exemption	$1,158,000 Land $897,000 Building $261,000
2022	$7,995.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2021 White Birch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2021 White Birch Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, Verizon.

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